B9 Advance up to $1,000 per pay period 2
Subject to approval2
No credit checks
No Late fees
4.5-star rating from 23K+ App Store and Google Play reviews
23K+ ratings on the App Store & Google Play
Over 1M happy customers
B9 Advance of up to $1,000 per pay period shown in the app
How it works
Sign up
Step 1 - sign up for a B9 account and verify your ID

Signing up for your B9 account only takes a few minutes. Just add in your info so we can verify your ID.

Set up your direct deposit
Step 2 - set up direct deposit, including gig income and benefits

You can set up one or numerous direct deposits either online using B9 App or with a printout you hand to HR. Multiple gigs accepted including govt. benefits.

Access your available advance
Step 3 - access your available cash advance up to $1,000

Start with an initial amount and eligible members may access up to $1,000 (subject to approval²) based on recurring direct deposits and account activity.

To maintain access, ensure timely repayments and qualifying deposits.

Plan for future advances
B9 Advance Simulator showing how to increase your next advance

With our new B9 Advance Simulator Tool you’ll always be able to see how much your next advance will be plus, all the different things you can do to keep getting it higher.

Don't worry about your credit history. We certainly don't.

It’s true. We really don’t care about your credit history. We’re not even worried about your existing financial situation. What we’re looking for is if you have consistent cash flow and a reasonably regular income.

Changing the rules

Our product is pretty straightforward and transparent. 
We even have an Advance Limit Simulator tool that allows you to better manage and increase you cash advance limit.

Why people love us

There’s a reason our customers love us. We do our best to get them the money that theirs—earlier than ever. You’ll probably see some reviews saying that we haven’t always gotten it right—fair enough. But just like the workers we represent, in the end we always find a way to get it done. That’s what it means to be the best fintech company for some of the hardest working people on the planet.

Your money’s safe with us

Your deposits are fully insured up to $250,000 through Evolve Bank & Trust, Member FDIC. Plus, we use the Payment Card Industry Data Security Standard (PCI-DSS) to protect and encrypt all your information. So, join with full confidence the hundreds of thousands of others who’ve already signed up.

FAQ

To get a B9 cash advance, set up direct deposit of $100 or more into your B9 account. Once your qualifying deposits arrive, you can request an advance in the B9 app before payday.

To qualify for a B9 Advance you need at least $100 in payroll or benefits deposits to your B9 account within the last 14 days, plus an eligible repayment history. The advance is available in most states; it is currently unavailable in Nevada, South Carolina, Wisconsin, Maryland, Kansas, and Indiana, and is limited to $750 in Connecticut.

Advance amounts depend on your plan and account activity. On the Premium plan, eligible members can receive advances up to $1,000 per pay period; new users typically start between $10 and $50. Consistent paycheck deposit will help access higher advances over time.

Repayment is automatic. Any deposit you make into your B9 account automatically goes toward repaying your advance balance — there’s no separate bill to pay.

Your B9 advance limit grows based on factors like how much you deposit, how often you get paid, and your account and spending activity. Consistent paycheck deposit will help access higher advances over time.

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