* B9 is not a bank. B9 Card is issued by Evolve Bank & Trust pursuant to a license from Visa. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by B9. The Cashback Rewards Program is governed by the terms and conditions set forth in the Cashback Rewards Disclosure (“Disclosure”). You will receive the Disclosure with your Cardholder Agreement. The Disclosure will explain the Cashback Rewards Program, including the following: 1) You may earn up to 5% cashback rewards on eligible net purchases. The cashback rewards amount will be determined by aggregate spending activity at eligible merchants. Consult your Disclosure for cashback limits. A net purchase is the amount of a purchase less any credits, returns and adjustments. Certain transactions do not qualify for cashback rewards including: balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account. Please refer to your Disclosure for complete program terms and conditions. 2) Cashback Rewards will not expire as long as your B9 account is in good standing. 3) Undistributed cashback rewards are forfeited if the cardholder closes their account prior to the cashback reward disbursement. 4) Program subject to change. 5) You are solely responsible for any taxes that may be owed as a result of cashback rewards earned and/or redeemed under this card. Please consult your tax advisor. 6) Other terms may apply and will be included in the Disclosure.