Take your paycheck under control
Open B9 Account and move your salary to get approved for a B9 Advance℠ in minutes. No credit check. No late fees3.
Subject to approval.
B9 App
Don't wait for your paycheck anymore!
Additional benefits include
Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
Instant cash
Instant transfers between B9 members.
B9 Visa® Card
Pay everywhere Visa is accepted with your B9 Visa® Card or withdraw cash from ATM
B9 Visa® Debit Card
With up to 5 % cashback
Cashback how
How it works

Select your personal categories

Select the categories you want to use the most every month. Cashback will be deposited by the 5th of the following month.

Spend at least $200

You will begin to earn cash back each month once you spend $200 within the categories selected.

* B9 is not a bank. B9 Card is issued by Evolve Bank & Trust pursuant to a license from Visa. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by B9. The Cashback Rewards Program is governed by the terms and conditions set forth in the Cashback Rewards Disclosure (“Disclosure”). You will receive the Disclosure with your Cardholder Agreement. The Disclosure will explain the Cashback Rewards Program, including the following: 1) You may earn up to 5% cashback rewards on eligible net purchases. The cashback rewards amount will be determined by aggregate spending activity at eligible merchants. Consult your Disclosure for cashback limits. A net purchase is the amount of a purchase less any credits, returns and adjustments. Certain transactions do not qualify for cashback rewards including: balance transfers, cash advances, account fees or charges, interest charges, life insurance charges, money orders, wire transfers, lottery tickets, gambling charges, or unauthorized charges to your account. Please refer to your Disclosure for complete program terms and conditions. 2) Cashback Rewards will not expire as long as your B9 account is in good standing. 3) Undistributed cashback rewards are forfeited if the cardholder closes their account prior to the cashback reward disbursement. 4) Program subject to change. 5) You are solely responsible for any taxes that may be owed as a result of cashback rewards earned and/or redeemed under this card. Please consult your tax advisor. 6) Other terms may apply and will be included in the Disclosure.

Two plans — two strategies
B9 Advance
get $30-$100*
B9 Premium
get $30-$500*

*B9 Advance℠  are optional service, offered by B9 to its members that require to set up and maintain a direct deposit to B9 Account. All B9 members are informed of their current available maxes in the B9 mobile app. For B9 Advance Terms and Conditions and eligibility requirements apply. Not all users will qualify. Advances amounts range from $30 to $500. New users are usually offered Advances of between $30 to $50. Average approved advance in B9 Basic plan is $82 and the average approved advance in the B9 Premium plan is $267 as of December 2023. See Terms of Services or contact B9 via support@bnine.com for additional terms, conditions, and eligibility requirements. May not be available in all states.
Their limit may change at any time, at B9’s discretion. B9 subscription is $0 for all clients whose direct deposit amount transferred to their B9 Account is more than $5,000/month. Deposits from multiple employers count. Government benefits also qualify. This does not exempt other fees, see the Terms of Service or contact B9 via support@bnine.com.

Stay safe with B9
Bank account funds are FDIC insured up to $250,000 through Evolve Bank & Trust, Member FDIC.
Encryption PCI-DSS protects all your data
What our members are saying
Need Help?
Hablamos Español
B9 speaks Spanish
mobile app
Free download for iOS and Android
No extra apps needed to move your funds
B9 App
Contacting B9 Customer Support

B9’s Customer Success Team is here to help when you need it!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 6 AM to 9 PM Pacific Standard Time (9 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.


Mbanq’s banking partner, Evolve Bank and Trust, Member FDIC. To report a complaint relating to banking services, email compliance@mbanq.com