Money now
Things break at the worst time. A car dies on a Tuesday, a deposit lands two days late, a fee shows up that nobody warned you about. These are the questions our own customers ask us most often — so we sat down and answered them properly: what actually works, how fast the money moves, and what each route costs. If one of them is your question too, the answer is here and it is free.
9 situations 15 materials
Nine questions, each with the shortest honest answer we can give — including the routes we make nothing on.
Tool
Three numbers tell you whether you'll make it to payday — and exactly how much you're short.
You're short by $180
See my optionsExample figures. Nothing here is a loan offer or a promise of approval. Partner offers are provided by third parties, not by B9.
Review ·Money now ·Sep 30 Earnin vs Dave vs B9: Which Cash Advance App Is Actually Cheapest? Earnin, Dave, and B9 all promise "no interest" cash advances, but they charge in very different ways. Here's how the actual math works out, so you can see which one costs less for your situation. 
Guide ·Money now ·Sep 22 How to get $200 before payday If your pay lands in a bank account, a cash advance app is usually the fastest and cheapest way to cover $200. If it does not, a same-day shift or selling one thing gets there with no fee at all. 
Guide ·Money now ·Sep 22 Cash advance apps that work without direct deposit Some providers' terms point at the bank account you link, not at a payroll file — which is what matters if you are paid in cash, tips or on a 1099. The list is shorter and the limits are lower. 
Review ·Money now ·Jun 24 Cash Advance Apps for SSI Recipients — What Actually Works (2026) On SSI and need a cash advance before your next payment? Most apps accept SSI as qualifying income — but the details vary. Here's what's verified against official terms. 
Guide ·Money now ·Jun 23 Cash Advance Apps That Accept ITIN (No SSN Required) — 2026 Guide Have an ITIN but no SSN? Some cash advance apps still work, and the rules differ by provider. Here is what each one actually requires, checked against their own terms. Short answers to one question each. Under a minute.
Reader survey
Is this about you? Not quite?
Seven questions about how you get paid and what runs short. They decide which situations we write next — and which ones we stop guessing about. Anonymous, no email asked.
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