B9 VISA®
DEBIT CARD
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
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Don’t wait for your paycheck anymore, your B9 Debit Card and B9 Advance have you covered!
  • Send your earnings to your B9 card.
  • Wait until your first B9 Advance funds get credited to your B9 account.
  • Check out your B9 Advance maxes and have access to your earnings earlier.
B9 Card
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $4.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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GET YOUR B9 VISA® DEBIT CARD
Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
Instant
cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
William Magpantay
EXCEPTIONAL BANKING SERVICE B9's app is user friendly and their customer service is exceptional. Personally, the best features of B9 are their Cash Advance and getting paid up 15 days early. What more can you ask for? TWO THUMBS UP! Great job, guys!
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
Menterro Hambrick
I just recently started using the service and it has exceeded my expectations!!! The features alone was worth switching over my full deposit.
Dino Nunes
This is a fantastic card and they advance on your pay and every time you pay it back it goes up a little bit higher for the old grants even more money it's a great great service very happy I won't go anywhere else
Angela Russell
B9 has come in clutch a lot of times B9 has helped me so much in times that were rough I appreciate this app so much
Dom Delacruz
A Banking app you can trust! This online banking app is one of the best I have used so far. They are new and upcoming but yet they are built and based around the customer. Which is hard to come by now a days. There customer service is amazing and there additional features really help out. Especially during this hard times. (COVID)
Janaya Andrews
I love the app so much it makes everything fast and easy to get to and when your low on funds this app really does help with that problem a lot I know that this app helps me so hey why don't you go ahead and download this app for your next payday
Matt Dominguez
B9 has been a great service, they have really came in clutch when I've needed funds asap! I tell all my friends and family about the service, and how they have to get enrolled to see for themselves. Thank you B9!!!!
Jennifer
I was skeptical at first about the advances but it's great and easy to pay back. I also thought I wouldn't get paid 2 days early anymore but I do! I love my b9 account
Miishacamille
Sign up was easy. Got an advance the same night. The only problem I had was using the money right away. I had trouble activating the virtual card. Other than that does what they claim to do.
Antonio Sherrell
Best Bank Advancement Incentive. I was browsing through the app and came across B9 and decided to give it a try. So after downloading it and seeing i can set up direct deposit via my employer. The best thing is you can get an advance up to your full paycheck.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to check if a debit card is active online?
If you have received a new debit card, you need to check whether it is active on the Internet. Firstly, call the bank where you received the card. Specialists will verify whether your card is active online through the bank system. The second way is to use the bank's online program. If you have subscribed to this system, you may activate your debit card via the Internet. This variant is not troublesome if you follow all the instructions and have a username and password from the account. If you are unable to activate it, contact the bank's customer support. As a rule, you may also try to make an online purchase in the store to see if your card is active online. In any case, if you have any difficulties and questions, contact the bank or the support service.
How to get a prepaid debit card?
A prepaid card does not differ from a regular debit card much. You have to put your money on prepaid cards just like with any other card. Use them to pay for goods at all shops that have an option of paying by card. Choose between major card providers such as Mastercard® and Visa®Card, depending on your needs. Register a new prepaid card in a bank that you usually go to or an organization that specializes in credit cards. After the card was registered, use it like a regular debit card. Do transfers, receive money from friends and family, pay for goods as long as you have enough money on your account.
How to check the balance on a debit card?
People use debit cards for various types of money transactions, including sending and receiving money, making purchases, as well as saving and investing. The principle of a debit card is that it holds the funds that you actually have. So when you make a payment, you use your own money and not the money your bank lends you (as you would do with a credit card). Thus, with a debit card, you will not exceed your credit limit since there is no such thing. But to be sure that you have enough money for a purchase, you need to be aware of how much money you have. To know that, you need to check on your card's balance regularly. There are several ways to do it. The first way is to insert your card into an ATM machine and go to the balance check tab. The second way to check your card's balance is to go online to your bank's website and log in to your account. You may also check your debit card's balance via a mobile banking application.
How to get PayPal® with a debit card?
There is a restriction in the types of debit cards that PayPal® allows for usage. Check that the one that you want to link with a PayPal® is of Visa®Card, Mastercard®, or American Express types. Then go to the PayPal® website and find the Wallet button. Click it and then Credit and Debit cards as well. In this section, you are now able to link a card for its further exploitation through the PayPal® system. Put in all the information required, check its accuracy and save it.
How to transfer credit card money to a debit card?
If you are the owner of a credit card but would like to receive cash from it, in some circumstances, this can be done. To discover if you have such an opportunity, read the rules for handling the card. In most cases, you can withdraw cash from your credit card at ATMs. There is regularly a particular limit on such actions. And you ought to pay a commission. Its size is determined by the bank, and that can be expressed either as a percentage or in a certain amount. Besides, you can often send funds to a debit card. Before initiating a transfer, make sure that the articles of such a transaction are suitable for you. You will most likely pay a certain fee for the money transfer. You can consider both options from the side of additional costs and choose whichever is more beneficial for you.
How to add money to PayPal® from a debit card?
PayPal® is an extremely popular online transaction platform. It's been around for years and has met extensive use all around the world. People use the platform for online purchases, as well as for money transactions for other purposes. If you are a PayPal® wallet owner, you can also attach an offline card to it. That will broaden your online transaction toolset. If you want to link your offline debit card to your PayPal® wallet, you need to do the following: enter your PayPal® account, go to the wallet settings, choose the link card option. Then, you will be asked to provide the necessary information about your card and confirm the action. The system will then send you a confirmation code. Enter it to complete the procedure.
How to transfer money from a debit card to another debit card?
It depends on your bank. This procedure can be done by using the bank's app or the site or by going to an ATM. In any case that you prefer or is available to you, actions are quite the same. You need to click on a button that would allow you to transfer the money (in different banks, it will be named variously, but the meaning stays the same) and choose where to send it, which is, in our case, another debit card. Then fill in the line for the amount of money given away and make sure that all information about the recipient's debit card is correct. Click to send, and that's it. However, note that different banks can commission you for sending the money to another's bank client.
How to change pin for a debit card?
When you receive a new debit card, you will get a set of documents to go with it. One of such papers will contain a short row of digits that is extremely important when it comes to making money transactions with your card. Those digits are your card's PIN. What's a PIN? A PIN is a four-digit code that you need to be able to use a debit or a credit card. The principle is simple: each time you're making a transaction, the system will require you to enter a PIN to make sure that you are the legal owner of the card. Some systems will not require a PIN if the sum is under a certain amount. For large sums, however, entering a PIN is always necessary. Without this code, you will not be able to make payments, deposit, or withdraw funds from your card. If your card gets stolen, it will be of no use to a perpetrator without the PIN, as well. With that said, any cardholder must follow two simple rules in terms of a PIN. The first one is to keep it secret. The second one is to try not to forget it. However, sometimes y
How to transfer money from a debit card to a bank account?
Thanks to debit cards, anyone may transfer money to another person's account with or without a transaction fee. Sending money in this way requires only account data (the number and name of the owner) and the ability to use the bank's online applications. Log in to your bank's mobile application, select the desired card and specify the number of funds debited. After, select the "transfer to a bank account" function and enter the recipient's account number. Do not forget to check all entered data before the transfer. There are also special online services through which you may also transfer money to a bank account. They have a similar translation process.
How long does it take to get a debit card?
The process of obtaining a personal debit card can be done through different banks. Your first step would be to pick a bank and figure out the ways how you can request a card from them. Depending on your personal preferences and the depth you will go into finding the best bank, this action can take a couple of minutes or hours and days of searching. The second step is to file for a card and give your personal data to the bank that you've chosen. The final step is to wait for the card to be done. In different banks, this takes a different amount of time. Some will send you the card in a few days, while others will make you wait for a few weeks.
How to send money using debit card online?
The most convenient and frequently used method of transferring money online is a transfer via a debit card. There are several specially developed services designed for making transfers and payments. Firstly, you may use the Western Union service. This service operates both at the national and international levels and charges fees for each transfer. You may transfer money through the official website of the service, following all the instructions. The second method is to transfer money through Moneygram, where you need to activate and link a debit card. Finally, the simplest option is to transfer funds online via PayPal® or any similar service. When your card is authorized and linked to the service, you will be able to transfer money online.
How to transfer money from a debit card to a prepaid card?
Cards with a stored value are very different from the usual debit cards. Talking about the regular ones, your money is kept in a private account of your bank. A debit card is a key for using these funds. Prepaid cards comprise an encrypted amount on a special anonymous account, while the debit card is recorded in the name of the owner. But sending a particular sum is no different from the usual one. It is important whether your bank has the possibility of such an operation. Ask the specialists in your bank about this option. And be sure to find out the commission that banks charge for the transfer. Knowing this, you should not have any problems with your money being sent and received.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

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Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

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There is no doubt that the major part of humanity got used to employing debit and credit cards in their daily life and each financial affair. Not a long time ago, the banking system introduced a Virtual Card. It is a computer-generated representative of your physical plastic card in your smartphone.

With its help, you can perform online purchases without having a real card number nearby.

Do not be afraid to make the online card and deposit funds there since Virtual Card is able to prevent fraud in the similar way the common cards do it. Therefore, online payments are secured transactions and are performed billions of times per day by millions of virtual credit card issuers.

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Benefits of Virtual Cards

Not to mention that nowadays it is almost necessary to have a Virtual Card. However, there are still some people who doubt the usefulness and worthiness of it.

Below you will find the list of advantages of having a digital card:

  • When establishing Virtual Card, you get access to the mobile app (any kinds of digital wallets) where all the card information is stored. Not only can you see the card number, expiration date, and CVV, but also have greater control over the money management
  • Moreover, in this app, you can set the spending limit or change the settings for a particular card without contacting your bank. There is also a possibility to launch bonus programs, such as cashback for the recurring payments and earn rewards via each online payment
  • The most significant feature is that you get an instant notification on your phone each time the money is withdrawn from the card or when you spend limits. It is a special level of security, so you will know when scammers are trying to use your funds
  • Except for online shopping, you can perform any transaction with your virtual card. For instance, transferring money from one account to another, requiring money, and even applying for a loan. To do it, you will not even need any card details, only your phone password and enough money in your bank account

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There are many other benefits from having a digital card, such as savings accounts or favorable terms of use for the issuers, but to mention them will take a lot of time, so you would better try it all by yourself!

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To activate your virtual card, you have to know the actual card number, expiration dates, CVV code, and the issuer`s name.

Choose the relevant virtual card issuer`s app (depending on your banking system), and enter the card information.

Choose one of the following ways of using your card: Google Pay, Samsung Pay, Apple Pay. Proceed to fill in the information (like security code, personal information of the issuer, etc.) in your online account.

If you already have funds on another virtual card, you can transfer them to the new one. If not, you can deposit cash through the ATM.

Virtual Debit Cards

You can convert your physical debit card into a virtual one easily by downloading the app of the card representative and entering the card details. You will be able to use the card both virtually and in real life. However, note that different cards require additional fees due to the service.

Virtual Credit Cards

A virtual credit card is a more complicated option, yet still easy to create and use. As previously, all you have to do is download the relevant app and set the spending limit. After an established period of time, you will have to add money there to cover the accumulated debt.