B9 Visa® Debit Card with up to 5% cashback
Pay everywhere with you B9 Visa® card of withdraw cash from an ATM.
fintech-global
finovate
finextra
yahoo-finance
The first B9 Visa® Debit Card
With up to 5 % cashback
Cashback how
How it works
Select your personal categories
Select the categories you want to use the most every month. Cashback will be deposited by the 5th of the following month.
Spend at least $200
You will begin to earn cashback as soon as you reach $200 worth of the categories you selected.
Cashback program rules
Cashback Reward Amounts and Criteria
B9 is not a Bank. B9 Card is issued by Evolve Bank & Trust pursuant to a license from Visa. Rewards are not offered by Evolve Bank & Trust and are instead offered and managed by B9. The amount of cashback that a you receive each month is dependent on the your aggregate spending each month at cashback eligible merchants. The cashback you receive may vary from month to month and year to year. All members with a B9 Debit Card are eligible for cashback rewards and will be given an opportunity to select up to 4 merchant categories when they sign-up for cashback, for which the member may receive cashback rewards, so long as the member satisfies the minimum monthly aggregate spending requirements of $200 with the selected MCCS. You may sign up for cashback rewards on the B9 App.
Cashback Amount Criteria
0.5% to 5.0% Depends on the merchant category codes selected and upon meeting the required spending.
How and When Will I Receive My Cashback Rewards
Your cashback rewards will be automatically deposited into your B9 Account and can be used for any purchase or can be electronically transferred to a different account.
Monthly cashback amount will be credited to your account on the 5th of the following month.
GET YOUR B9 VISA® DEBIT CARD
Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Up to 5% cashback
Choose the card you prefer- physical B9 Visa debit card or a virtual card. Cashback is available for both.
Bank
transfers
Transfers in seconds, ACH is also available.
Credit Score under control
Keep your credit score under control. Get access to your credit report and monitoring included in the Premium Plan.
B9 Advances for employees
Combining work and benefits, switch your work-related income to B9 as well and get paid up to $500, 0% APR.
REVIEWS
Javier Fernandez
So far this financial tool has delivered all the offerings of its platform including the most attractive which is incremental in pay advances depending on the consistency of your employee direct deposits. The app is pretty simple and user friendly
kurbside
B9 is grrrrreat i really like this service and thanks B9 your the coolest awsomest app ever thanks so much be safe guys and god bless america give B9 a try seriously its grrrrrrrrrrrrreat
HUGO RAMOS
It is been a pleasure to apply and get this account I have no problems at all and I already set up direct deposit everything good 100% recommended
Joe Hansbrough
Very easy to use customer service was really quick to fix the problem that I had will definitely be recommending this to my family and friends
Aerie Lee Morgan
B9 has helped me in my financial situation so much since I have been utilizing there services. They make it easy to pay back the loan and receive one too.
Jaci
Quick and easy cash advances and no problem with debit card for purchases! Works for cash app as well and comes in mail fairly fast. Definitely recommend using so far. Gives me a long time to pay back advance as well
Dino Nunes
This is a fantastic card and they advance on your pay and every time you pay it back it goes up a little bit higher for the old grants even more money it's a great great service very happy I won't go anywhere else
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
Kayla Krauter
Amazing app, it's so easy to use! Customer service is always super quick to respond and resolve whatever needs their attention. I always know my money's safe when I bank with B9!
Brittnay Setting
B9 has been so helpful in the past recent weeks! Our family came into some rough patches and this app was the perfect way of advancing my own hard earned money and not charging me an arm and a leg to receive it sooner! I am so happy I signed up and will continue using it! the creator is the real GOAT!
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
dystany zapata
I feel like a part of a family. Everything is convient and easy. Quick cash advance and easy to pay back. I have not had any problems with this bank since I have been a customer. Customer is very fast and effective and reply back fast. I would highly recommend this bank to family and friends
Frequently Asked Questions About Banking and Advances
Will I receive cashback rewards for charitable donations, gift card purchases and deposits into crypto wallets?
Unlikely as these will most likely be conducted as cash transactions and will therefore not be considered a purchase as required to be eligible for cashback rewards.
Lost my B9 card, what should I do?
Please follow these steps in case you lost your B9 card:
Lock your card to secure your funds
Order new B9 card
Missing credit/transfer ACH Transfers
ACH transfers can take up to 72 business hours to complete (excluding weekends and federal holidays). In many cases, these transfers can settle sooner.
Missing credit/transfer Merchant Refunds:
Refunds depend on the refund policy of the store (merchant) you are expecting the refund from. Many stores (merchants) will refund your purchase anywhere from a few hours to a few days. Depending on the policy, many stores (merchants) must process and authorize a refund prior to it being posted to your B9 account. Please allow for some time so that the merchant’s refund policy may be fulfilled.
Creating a B9 account
Everything is very simple. It only takes 5 minutes to apply for a B9 account!

Step 1. Download the B9 App

Download in App Store
Download in Google Play

Step 2. Go through Onboarding steps

Please have the following information available:

Valid US phone number
Your Email
Your Full name and Date of birth
Your Full US address
Your SSN or ITIN number
Your US government issued photo ID

Step 3. Once you complete the onboarding process your bank account will be ready instantly!
How do I reorder B9 card?
Reorder B9 Physical card
We recommend that you first ensure that the address you have on file is correct. You can view this information in the Profile Tab of the app under Personal Info. If the address is incorrect, reach out to our support team with proof of address such as a utility bill so that the address may be changed at your request.

Cards take 5-10 business days to be delivered. If your card has not arrived after 10 business days, please reach back out to Support in B9 app or support@bnine.com.

Please note that your first replaced card is free and after the second this will have a cost of $10.
Lost my B9 card, what should I do?
Please follow these steps in case you lost your B9 card:
Lock your card to secure your funds
Order new B9 card
How do I order Virtual B9 Debit Card?
Steps to get your first B9 virtual card:

Step 1. Open your B9 account

Step 2. Order your first virtual card, go to the Cards Tab -> Tap "Issue a virtual card".

Your virtual card is already activated and cannot be reissued as of yet but will be very soon.
Missing credit/transfer Payroll Deposit:
We are sorry to hear your paycheck hasn’t hit yet! If this is your first direct deposit, it can take a pay cycle for changes to be reflected depending on your employer.

Please reach out to your employer and make sure that they have the correct account number and routing number. You can find that information in the Wallet Tab of the app by clicking in the top right corner and selecting B9 Wallet.

Unlike traditional banks, B9 does not hold your direct deposit until Friday to release it. We do not hold payroll deposits and as soon as we receive the deposit from your employer, we will post it! In the meantime, keep checking your B9 app for your up-to-date account balance!
When is cashback paid?
Cashback is deposited by the 5th of the following month.

If I report a fraud on my account or my card as lost/stolen, will I be able to keep the cashback rewards that are attributed to the fraudulent activity?

No, as part of our commitment to the security of our members, B9 will not hold you liable for any fraudulent purchases made on your account without your permission and will therefore void cashback rewards attributed to fraudulent activity.
Cashback rewards attributed to legitimate activity will not be impacted by the fraud on the member’s account.
Having problems adding external card?
These are the most common problems with the inability to add an external card:

Is the external card you’re trying to add is US issued debit card or prepaid card and not a credit card?
Did you make sure the information you typed is correct?
Are the billing addresses for both cards the same?
If above steps line up and error still occurs, please contact our customer support team for further investigation so we can get you up and running!
How do I activate my B9 Visa Debit Card?
You will be able to activate physical card 1-2 business days after you order it.

The steps to activate your card are as follows:

Login -> Cards Tab -> Click on Activate button -> Set a PIN

Virtual card doesn't require the activation.
Adding an external card to B9 Wallet
You can add an external bank card by following these steps:

Log in -> Go to the Cards Tab -> At the bottom of the Cards Tab, click “ADD NEW CARD” -> Press Continue -> Fill out the card information -> Click “SAVE THIS CARD”

You can add a maximum of 2 debit external bank cards as long as they are visa, mastercard, or American Express. You can also delete or rename your card by going to the Cards Tab and clicking on “Edit”.
Requesting bank statement
You can request a bank statement within the app by going to the Wallet Tab -> click on the 3 dots in the top right corner -> request an Account Statement.

Feel free to reach out to our Customer Support team for any questions regarding your bank statement.

In App support

Email: support@bnine.com

Phone Number: (888) 297-5504
All-in-one
mobile app
Free download for iOS and Android
No extra apps needed to move your funds
B9 App
Legal
Contacting B9 Customer Support

B9's Customer Success Team is here to help when you need it!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our agents are available for B9 members via the in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email: You can email us at Support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Mbanq’s banking partner, Evolve Bank and Trust, Member FDIC. To report a complaint relating to banking services, email compliance@mbanq.com

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Virtual debit card numbers

There is no doubt that the major part of humanity got used to employing debit and credit cards in their daily life and each financial affair. Not a long time ago, the banking system introduced a Virtual Card. It is a computer-generated representative of your physical plastic card in your smartphone.

With its help, you can perform online purchases without having a real card number nearby.

Do not be afraid to make the online card and deposit funds there since Virtual Card is able to prevent fraud in the similar way the common cards do it. Therefore, online payments are secured transactions and are performed billions of times per day by millions of virtual credit card issuers.

Virtual debit card online fast

Benefits of Virtual Cards

Not to mention that nowadays it is almost necessary to have a Virtual Card. However, there are still some people who doubt the usefulness and worthiness of it.

Below you will find the list of advantages of having a digital card:

  • When establishing Virtual Card, you get access to the mobile app (any kinds of digital wallets) where all the card information is stored. Not only can you see the card number, expiration date, and CVV, but also have greater control over the money management
  • Moreover, in this app, you can set the spending limit or change the settings for a particular card without contacting your bank. There is also a possibility to launch bonus programs, such as cashback for the recurring payments and earn rewards via each online payment
  • The most significant feature is that you get an instant notification on your phone each time the money is withdrawn from the card or when you spend limits. It is a special level of security, so you will know when scammers are trying to use your funds
  • Except for online shopping, you can perform any transaction with your virtual card. For instance, transferring money from one account to another, requiring money, and even applying for a loan. To do it, you will not even need any card details, only your phone password and enough money in your bank account

Virtual debit card payday loans

There are many other benefits from having a digital card, such as savings accounts or favorable terms of use for the issuers, but to mention them will take a lot of time, so you would better try it all by yourself!

Virtual debit card payment dispute

To activate your virtual card, you have to know the actual card number, expiration dates, CVV code, and the issuer`s name.

Choose the relevant virtual card issuer`s app (depending on your banking system), and enter the card information.

Choose one of the following ways of using your card: Google Pay, Samsung Pay, Apple Pay. Proceed to fill in the information (like security code, personal information of the issuer, etc.) in your online account.

If you already have funds on another virtual card, you can transfer them to the new one. If not, you can deposit cash through the ATM.

Virtual Debit Cards

You can convert your physical debit card into a virtual one easily by downloading the app of the card representative and entering the card details. You will be able to use the card both virtually and in real life. However, note that different cards require additional fees due to the service.

Virtual Credit Cards

A virtual credit card is a more complicated option, yet still easy to create and use. As previously, all you have to do is download the relevant app and set the spending limit. After an established period of time, you will have to add money there to cover the accumulated debt.