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There is no doubt that the major part of humanity got used to employing debit and credit cards in their daily life and each financial affair. Not a long time ago, the banking system introduced a Virtual Card. It is a computer-generated representative of your physical plastic card in your smartphone.
With its help, you can perform online purchases without having a real card number nearby.
Do not be afraid to make the online card and deposit funds there since Virtual Card is able to prevent fraud in the similar way the common cards do it. Therefore, online payments are secured transactions and are performed billions of times per day by millions of virtual credit card issuers.
Benefits of Virtual Cards
Not to mention that nowadays it is almost necessary to have a Virtual Card. However, there are still some people who doubt the usefulness and worthiness of it.
Below you will find the list of advantages of having a digital card:
To activate your virtual card, you have to know the actual card number, expiration dates, CVV code, and the issuer`s name.
Choose the relevant virtual card issuer`s app (depending on your banking system), and enter the card information.
Choose one of the following ways of using your card: Google Pay, Samsung Pay, Apple Pay. Proceed to fill in the information (like security code, personal information of the issuer, etc.) in your online account.
If you already have funds on another virtual card, you can transfer them to the new one. If not, you can deposit cash through the ATM.
Virtual Debit Cards
You can convert your physical debit card into a virtual one easily by downloading the app of the card representative and entering the card details. You will be able to use the card both virtually and in real life. However, note that different cards require additional fees due to the service.
Virtual Credit Cards
A virtual credit card is a more complicated option, yet still easy to create and use. As previously, all you have to do is download the relevant app and set the spending limit. After an established period of time, you will have to add money there to cover the accumulated debt.