B9 VISA®
DEBIT CARD
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
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Don’t wait for your paycheck anymore, your B9 Debit Card and B9 Advance have you covered!
  • Send your earnings to your B9 card.
  • Wait until your first B9 Advance funds get credited to your B9 account.
  • Check out your B9 Advance maxes and have access to your earnings earlier.
B9 Card
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $4.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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GET YOUR B9 VISA® DEBIT CARD
Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
Instant
cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
Taylor Hillhouse
B9 from the jump!!!! B9 seriously saved my behind off the jump! I was so thankful to have stumbled upon B9 and even more thankful when they advanced me $100 instantly! I was on the app maybe 5 minutes total & had $100 advanced to me!! Thank you so much B9!! You're a life saver for sure!!!!!! -forever greatful.
Komron Music
B9 is a wonderful service! I would highly recommend them to anyone else who uses Uber or Lyft. They have cash advances for Uber drivers as well... amazing.
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
AG
This is a great app to have especially when you're running low on cash and don't know what To do you can always count on b9 to come through
Dino Nunes
This is a fantastic card and they advance on your pay and every time you pay it back it goes up a little bit higher for the old grants even more money it's a great great service very happy I won't go anywhere else
Chris B
They gave me an advance when nobody else would. They also made it super easy to switch my direct deposit over. Extremely helpful customer service
Danielle Cullum
The cash advance is the most simple process with B9! No credit check, you don't have to have a qualifying direct deposit into your account before you're eligible for the advance, it's completely hassle free. It honestly was a life saver and I was able to get it instantly in a very desperate time of need because of financial struggles due to the pandemic. It might have just been $100, but it put food on the table for me and my 2 year old son until I received my paycheck 4 days later! Thank you B9!
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Angela Russell
B9 has come in clutch a lot of times B9 has helped me so much in times that were rough I appreciate this app so much
Antonio Sherrell
Best Bank Advancement Incentive. I was browsing through the app and came across B9 and decided to give it a try. So after downloading it and seeing i can set up direct deposit via my employer. The best thing is you can get an advance up to your full paycheck.
Skye Allred
B9 is One of the best places to get your check deposited to and get an advance they give you almost 100% of your paycheck is convenient is well worth it
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How long do refunds take on debit cards?
A refund is the process of getting the exact amount of money that you spent before. The time for it to happen varies in accordance with the bank that you are using, but in general, it is about 7 to 10 working days. This is because when you pay for something, you think that your money is simultaneously sent to the seller. In reality, it takes some amount of time for your sum to appear in their account. For this reason, the vendor can only allow for a refund when s/he sees that your money is actually in their revenue.
How to find my debit card number without my card?
There are several ways to do this: Look in the contract. The contract always states the customer's personal account among all other information; You must have your passport with you. Some banks allow you to find out the necessary data without the client's identity document. In this case, you should have any card (charge or credit card) and the mobile phone to which it is linked; call the operator on the banking organization's hotline. Because personal account information is personal data, you must tell the operator your code word; Almost all banking institutions have applications that allow you to carry out many transactions online. By accessing your personal account, you can find out your personal details.
How to use a debit card without a pin?
While using a pin is to protect your card, for some reason, you may want to use it without a code. This is possible in some situations. For instance, in many shops and other establishments, when paying, the terminal may ask you to select the "debit" or "credit" option after you have entered your card. If you choose the second option, the device will ask for your signature but not for the PIN code. The signature must match the one on the back of the card. Some small shops do not ask for a code for small purchases. And restaurants often require your signature on the receipt rather than entering a code on the terminal.
How to add a debit card to Apple Pay?
Adding a debit card to Apple Pay is an extremely easy process that will take only two minutes. You should open Settings and choose a section called Wallet. After that, you will see the option of registering a new card on your smartphone. Fill in all the information about a card manually or simply scan it using a camera. Check all the data and tap on the Next button. Wait a few seconds for your bank to confirm that this card is suitable for use. Fill in other data that your bank might ask for. Done! Enjoy the convenience of paying for goods without bringing your card everywhere with you.
How does a debit card work?
Even today, there are people who still seem to miss the difference between bank card types. Despite a similar design, credit and debit cards are altogether different types of bank cards in terms of money processing and payment procedures. Another thing that confuses users is the term "credit card. It is often used as a mutual term for both card types. A credit card is a card that has a limited amount of funds that you can borrow from the bank as you make purchases. When you go over the established limit, you overdraft your credit card. This means that you will have to put back more cash than you had to. A debit card, in its turn, has no limit. So technically, you can't overdraft it because it will not let you do so. When paying with such a card, you only use the funds that you actually have - you don't borrow anything from the bank. Basically, you can't spend more than what you have. To be able to use your debit card in the future, however, you need to regularly replenish your balance.
How to apply for a debit card?
Usually, you can order and register a new card offline and online. Choose a type of card you are interested in, fill out your personal data, and download and mail the documents that are required. You may have to wait a couple of days or even a week have your new card mailed. After that a courier will deliver the card to your mailbox.
How to add a debit card to Apple Pay?
Signing up for Apple Pay is easy; just follow the steps below: - Launch the Wallet application. This is a program that securely stores bank card numbers, shop cards, coupons, cinema tickets, etc. That is a virtual wallet. - The Apple Pay box appears. Click on "Add payment card" (plus in the top right corner). - In the new window, click Next. - Scan the card (this is, of course, faster - you just need to put it in the frame), or enter all the data manually (usually, manual entry is not required, as the camera itself recognizes everything except the CVC code) - When everything is approved, enter the CVC security code (the three digits on the back of the card) and accept the terms and conditions - Your phone receives a one-time SMS code which you use to complete the linkage That is all! The operation itself of connecting your card to Apple Pay will take minimum time, and you will end up with a convenient and secure payment system.
How to get a debit card at 16?
There are two ways to acquire a card for a teenage kid. The first one is to set up an addition to your own bank account, a sub-account for your kid that includes a debit card. This will let your kid withdraw cash using an ATM, as well as purchase goods in stores and online. This option gives an ability to control kid's expenditures. The second way is a children's prepaid card. This type of card has no bank account associated with it. Rather, you pre-fund it with funds that your youngster may spend in stores, online, or withdraw from an ATM.
How to get a new debit card?
The good news is that it is extremely easy to make. If your current debit card is expiring soon, you just need to go to your bank and ask for a replacement. In this case, as you have already been to this bank and made a card there, you already know all the documents that you need. But if you want to create an additional debit card, then you need to do research on the banks that are available for your region and choose the same one as for the previous card or a new one. In most cases, the documents required for this procedure are written on the website of a chosen bank, but if not, call them and ask. Depending on your bank, you can either order a new card online, or you will need to go to their nearest office and make it in person.
How to swipe a debit card?
There are two ways of swiping, and it depends on your debit card itself. You can either put your card into the card reader at the magazine and type in your PIN or enclose it on the screen of the card reader. The first option is available to all cards, and the second is trickier. Take your card and look at it. Does it have a Wi-Fi picture somewhere? If yes, then you can use the second option. When putting the card in, you will always need to type a PIN, but when you just enclose it to the screen, this is not always the case. Some card readers need a PIN only when the amount of money is larger than is the limit of a device, and others need a PIN all the time. If you need to stick the debit card in, always put it in with the face side of the card looking up.
How to fix a declined debit card?
Debit cards can be declined for various reasons. Depending on which one is your case, you can take measures to fix it. The most common is insufficient funds. Keep track of your debit card balance. Deposit money using ATM or online banking applications on your phone. The second most common thing is exceeding the expiration date. Pay attention to your debit card's expiration date and order reissuing of another one in advance. Another reason for declining a card is entering the wrong PIN code multiple times. In order to avoid this, memorize your PIN code but never write it down on the plastic card itself; it may be used by smugglers. You may have exceeded your daily withdrawal limit. This measure is taken to limit unauthorized transactions. If you plan to make an expensive purchase or going on vacation and will change your spending pattern, inform your bank about it to expand your daily limit. When your bank sees an international transaction, it may consider that your personal information was stolen and u
How can someone use your debit card without the card?
Some people believe that it is impossible to use a card without knowing a PIN and a card number. However, the majority of people are unaware that a full card number is not only written on a card itself but on every receipt that you receive after completing an offline transaction. If you do not tear this paper apart or keep it in your wallet, fraudsters will use this opportunity to steal your money. Moreover, they do not even need to know a PIN to use a debit card. So always be careful and do not reveal your card's data.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

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  • ✅ Free virtual prepaid debit card
  • ✅ All in one mobile app!
  • ✅ Free virtual prepaid debit card - Bnine

Free virtual disposable debit card

There is no doubt that the major part of humanity got used to employing debit and credit cards in their daily life and each financial affair. Not a long time ago, the banking system introduced a Virtual Card. It is a computer-generated representative of your physical plastic card in your smartphone.

With its help, you can perform online purchases without having a real card number nearby.

Do not be afraid to make the online card and deposit funds there since Virtual Card is able to prevent fraud in the similar way the common cards do it. Therefore, online payments are secured transactions and are performed billions of times per day by millions of virtual credit card issuers.

Free virtual mastercard credit card

Benefits of Virtual Cards

Not to mention that nowadays it is almost necessary to have a Virtual Card. However, there are still some people who doubt the usefulness and worthiness of it.

Below you will find the list of advantages of having a digital card:

  • When establishing Virtual Card, you get access to the mobile app (any kinds of digital wallets) where all the card information is stored. Not only can you see the card number, expiration date, and CVV, but also have greater control over the money management
  • Moreover, in this app, you can set the spending limit or change the settings for a particular card without contacting your bank. There is also a possibility to launch bonus programs, such as cashback for the recurring payments and earn rewards via each online payment
  • The most significant feature is that you get an instant notification on your phone each time the money is withdrawn from the card or when you spend limits. It is a special level of security, so you will know when scammers are trying to use your funds
  • Except for online shopping, you can perform any transaction with your virtual card. For instance, transferring money from one account to another, requiring money, and even applying for a loan. To do it, you will not even need any card details, only your phone password and enough money in your bank account

Free virtual prepaid debit card generator

There are many other benefits from having a digital card, such as savings accounts or favorable terms of use for the issuers, but to mention them will take a lot of time, so you would better try it all by yourself!

Free virtual prepaid debit cards

To activate your virtual card, you have to know the actual card number, expiration dates, CVV code, and the issuer`s name.

Choose the relevant virtual card issuer`s app (depending on your banking system), and enter the card information.

Choose one of the following ways of using your card: Google Pay, Samsung Pay, Apple Pay. Proceed to fill in the information (like security code, personal information of the issuer, etc.) in your online account.

If you already have funds on another virtual card, you can transfer them to the new one. If not, you can deposit cash through the ATM.

Virtual Debit Cards

You can convert your physical debit card into a virtual one easily by downloading the app of the card representative and entering the card details. You will be able to use the card both virtually and in real life. However, note that different cards require additional fees due to the service.

Virtual Credit Cards

A virtual credit card is a more complicated option, yet still easy to create and use. As previously, all you have to do is download the relevant app and set the spending limit. After an established period of time, you will have to add money there to cover the accumulated debt.