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Everyday banking with B9 Mobile App
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Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
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Get your paycheck up to 15 days early
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Easy to apply,
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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
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SSN & ITIN are accepted to open B9 Account.
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REVIEWS
shay
I love this company gave me a loan after my first deposit they did a awesome job when i lost my card as well will be banking with them for a long time
Andria Dixon
At first i was a little confused but after my first deposit i was able to advance an amount. Definitely happy and reccomend expecially during those pay gaps.
Author
I was in a stressful spot when b9 helped.me with the money I had to come up with to keep my power on I have recommended b9 to multiple of my friends thank you b9
Kyesha Boyd
This service is been great I enjoyed it and this payment this year for my paydays I have enjoyed being with responses I get back from the customer service department
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Dino Nunes
This is a fantastic card and they advance on your pay and every time you pay it back it goes up a little bit higher for the old grants even more money it's a great great service very happy I won't go anywhere else
Tymesea Stacks
I've had a great experience with this card/company so far. Always responds back in a timely matter when I have questions. No complaints.
Chris B
They gave me an advance when nobody else would. They also made it super easy to switch my direct deposit over. Extremely helpful customer service
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
Marcellus Fails
This application is great! I had a problem and they was quick to fix it and emailed me back everytime I emailed them!!!!
kurbside
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William Magpantay
EXCEPTIONAL BANKING SERVICE B9's app is user friendly and their customer service is exceptional. Personally, the best features of B9 are their Cash Advance and getting paid up 15 days early. What more can you ask for? TWO THUMBS UP! Great job, guys!
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to open a student bank account?
Opening a student bank account is not a complicated task. It requires just a few documents. Here’s what you need: any form of photo ID (either a passport or a driver’s license), any proof of address (bring your last utility bill or a monthly bank statement), a document proving that you are a student (any official correspondence from a particular university, student ID, etc.). Mind that most banks will ask you to submit original copies rather than photocopies. Visit a bank located near your house and ask the bank’s staff for assistance. Do not forget to give your new account details to your university. Work until your bank account looks like a phone number
How many banks can you have accounts with?
There is no existing limit for you in the number of banks, as well as in the number of bank accounts. You can have as many as you wish or need. Another thing is that after a certain amount, banks can charge you a fee for having so many. That is why you need to put some thought into deciding how many is enough. The general number would be 4, where one pair is for general spendings, such as bills and everyday purchases, and another one is for savings. You’ll need a separate account for emergency conservations and for other means, such as investing or college funds. Work until your bank account
How do i add someone to my bank account?
This additional person is called a "secondary signer." Unlike with the joint accounts, this type of deal is not equitable. In the first case, there are two owners of a card, and they are both responsible for it. In the second case, an added person can do everything as the owner, but he’s not legally accountable. If the cardholder wants to withdraw the second user from his card, he can do it without any permission or reason. In any way, there are situations when you might need a secondary signer. The best choice would be to add a relative, a spouse, or the closest friend. After choosing a person, you both would need to go to the bank and sign some forms. And, of course, your personal documents will be needed. Look for this information on the website of the bank or call them up. Bank account looks like a phone number
How many bank accounts should i have?
It always depends on your goals and preferences, but four would be enough for an average person. The first one would be for paying taxes and other bills, the second - for your usual spendings of money, the last two are for saving up the money. One for "black" days or emergencies, and another for any other reason. This could be your kids’ education or buying a new house. You never know what would happen tomorrow, and some basic savings together with good financial literacy can rescue you from an unpredictable situation. Work until your bank account looks like phone number
What does pending transaction mean on my bank account?
A pending transaction is a kind of operation that cannot be done simultaneously. When purchasing something with your card, in most cases, it would become a pending one at first. The reason behind this is that it takes time for the company in which you did shopping to check that your account is valid and has enough money for the deal made. In some cases, it can even take up to 3 working days to complete the transaction. In situations when the merchant, for some reason, decided not to take the money from you, it will be given back within seven days. Bank account look like phone numbers
How to close us bank account?
To close a US bank account can seem to be a difficult task. However, if you do everything right, it would not be daunting at all. First of all, you need to open a new account in another bank and transfer your finances and automatic payments to a new account. Afterward, close your old account. It is simple, just call the bank or go to a local branch. The whole procedure should not take more than 30 minutes. Some banks even allow closing an account online. When you finished, it is necessary to ask written statement from the bank that confirms that your account is closed. Work hard until your bank account
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options. Work until your bank account looks like a phone number
How to transfer money from an unemployment card to a bank account?
An employment card works the same way as any other debit card. The only difference is that it is provided by the state Unemployment Office, which sends you payments if you don't have a job every month to support you. As with any other debit card, you can transfer these payments to your bank account using a direct deposit transfer to make the management of this money more convenient. This is an indispensable option, especially if you need to pay bills and other debts. For receiving such a card, you need to make sure that you fit the category of people who can get it, then claim for it and wait for a couple of weeks until you can receive it. Work until your bank account
What happens if someone has your bank account number?
Just having your bank account number doesn’t give a person any rights on it. But in combination with your routing and driver’s license numbers, address, and other information, the person can pretty much do everything as you can. Make sure not to give this information out to those who are not trustworthy enough, and be cautious about frauds that can call you and start asking for personal data. Save your bank’s number on your phone so that you will not confuse it with others. Bank account looks like a phone number
How to deposit cash in a bank account?
Nowadays, most people prefer to have their money on credit cards, and probably they are right. But what to do if you suddenly find yourself with a considerable amount of cash? What is the best way to deposit this money? The first and easiest way is to find the nearest ATM and make an ATM deposit. In this case, it is necessary to insert a card into a machine, type your PIN code to unlock it enter the amount of cash that you want to deposit on your account, and insert cash. The second way is by bringing your cash to a local branch of your bank; in this case, a banker will do everything for you. Work until your bank account looks like phone number
What is a bank account statement?
A bank statement is the list of all the transactions that the owner did for the previous month. It includes all operations made and also your balance at the beginning of the month and at its end. You can access your statement online on the website of your bank. Log in, find the page with electronic statements, choose the period and look at it on any of your devices, or download it as a PDF file. Bank account look like phone numbers
What do i do if my bank account is negative?
I believe that most people have experienced this problem when you forget the balance of your bank account, buy something and suddenly find yourself with a negative account. So what to do in this situation? Firstly you have to stop using your account because otherwise, bank fees will only grow. The second step is to transfer money to the account to make it positive. Here you can use your savings account or bring cash to the bank. Also, it is worth talking to a bank manager because some banks wave fees for the first overdraft. Work hard until your bank account
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Work until your bank account looks like a phone number - B9

The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

Work until your bank account looks like a phone number

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

Bank Accounts Fees

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.