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Get your paycheck up to 15 days early
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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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SSN & ITIN are accepted to open B9 Account.
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REVIEWS
HUGO RAMOS
It is been a pleasure to apply and get this account I have no problems at all and I already set up direct deposit everything good 100% recommended
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Charles Mcclenan
The joy I never knew until now. I was skeptical at first but it wasn't a scam. I was able to get a part of my check the first time and it had me questioning the app. But after my second deposit I was able to get my whole check and I never looked back. Never felt financially secure before this app knowing that am covered for emergency by my own money best feeling in the world. Thank you guys for giving me and my family joy unknown
Rob G
I've had nothing but a positive experience with B9. Account set up with easy and Bank verification was less than a day. It took a week for my direct deposit to hit so that they could give me an advance but once they could verify the income it was a very simple process. I would recommend to anyone.
Koroush
New age of banking is here ! Being able to withdraw cash two weeks prior to payday is a life saver for people like myself who live paycheck to paycheck . getting paid two days early is also a life saver , fast and swift mailing of the debit card was also a breath a fresh air compared to other banks that take much longer to send a card that can be given much swifter.
Brittnay Setting
B9 has been so helpful in the past recent weeks! Our family came into some rough patches and this app was the perfect way of advancing my own hard earned money and not charging me an arm and a leg to receive it sooner! I am so happy I signed up and will continue using it! the creator is the real GOAT!
ziplo loveee
I love b9 they're amazing my money came quick and they gave me and advance and gave me a fair time to pay it I'm in love and I highly recommend
Matt Dominguez
B9 has been a great service, they have really came in clutch when I've needed funds asap! I tell all my friends and family about the service, and how they have to get enrolled to see for themselves. Thank you B9!!!!
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
Author
It's a good app only thing is they charge you atm fees I used AllPoint Atm thinking it would of been free but Nope still got charged
Jaci
Quick and easy cash advances and no problem with debit card for purchases! Works for cash app as well and comes in mail fairly fast. Definitely recommend using so far. Gives me a long time to pay back advance as well
shay
I love this company gave me a loan after my first deposit they did a awesome job when i lost my card as well will be banking with them for a long time
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to open a bank account for a minor?
As a rule, banks do not allow minors to create a bank account without an adult’s involvement. In most cases, a joint owner is represented by the child’s parent or guardian. Once you have decided to develop the kid’s financial habits, specify the exact procedure you need to go through. Some banks will require visiting a local branch in person; others (modern ones) will ask you to install their app and fill out an online application form. You will have to prepare a documentation package including your SSN, driver’s license (or passport), your child’s birth certificate, or school ID (contact a bank representative over the phone for more precise information). In most cases, after you complete the application process, you have to deposit a certain amount of money into the new account. If it is not a custodial account and the kid has access to it, the bank will issue a card that the child can use to make purchases and manage funds at an ATM. New bank account with overdraft
What is an escrow account in banking?
An escrow account is a comprehensive tool for those who own real property and who are constantly making payments on it. This is an easy means to manage insurance fees and estate taxes for your house. You do not have to save for them separately. The process is as follows: you carry the total set monthly fee, and part of it goes into your escrow account to pay homeowners insurance, taxes, and other expenses related to owning a house. Another part is going toward your title to pay your interest and principal. When the time comes, the bank will use the money to pay your bills. The main advantage of this method is the regularly saving of money. That is, you do not require to try to find the entire amount at a time, but there is time to prepare for payments. Bank accounts that don t charge overdraft fees
What is an offshore bank account?
Most people associate offshore with the mafia and something illegal. In fact, there is nothing illegal here. They are simply accounts set up with banks in another country. And everything is legal as long as the owner of the accounts pays taxes on them. Many create such accounts because they often have to send money abroad or because they own real estate or other property in that country. In this case, the presence of such an account greatly facilitates the processes and reduces the time of operations. Illegal offshore companies are only if they are created to reduce taxes. Remember, you still have to pay taxes on time. How do you get overdraft on your bank account
How to check my bank account balance online?
The high-tech age does not require us to leave our homes or even call someone for important information. Even if you do not use any of your accounts, it is essential to check their status. This will not only help you know where you are but will also help track down fraudulent transactions. The easiest and fastest method to do this is online. Log in to your online banking applying your original login and password, and find out your balance there. But still, the best way would be to handle the bank's app. Download it to the gadget so that you have access to all the data at any time and anywhere. All you require is access to wi-fi or mobile internet to review the balance. Apply for bank account with overdraft
What is a routing number in a bank account?
This is a nine-digit code that is used to identify a bank in the United States of America. It is needed to complete a transaction between banks. If you need to find out your bank number, you can look at your personal check. Most often, it is located in the lower-left corner. You can also find out this information by contacting the bank via the hotline or using the website. Do not forget to check the entered data several times before making a transaction. If you make a mistake in this number, then the money may simply not find the required bank, and the operation will be rejected. Current accounts with free overdrafts
What is a trust account in banking?
This type of account is a legal agreement based on which funds are held by a trustee who manages them for the benefit of the other party. Such a party can be both a group and one individual. Such an account is often created for university or college studies or to pay property taxes. These accounts have important characteristics, including: Any person of sound mind and trust can act as a trustee; First of all, the interests of the beneficiaries are taken into account; The trustee is responsible for tax payments and account reporting; The trustee can not only transfer assets but also indicate additional beneficiaries or close and open an account, as well as perform other operations. I need a bank account with an overdraft
How to close a bank account?
You can do it even without leaving your house. Often this can be done online or by calling the bank; only in some cases, your personal presence at the branch is required. Nevertheless, be sure to prepare your account for closure. Create a new one and connect all automatic payments to it. Move the remaining funds to a new account or take cash. It is also worth remembering that the bank will not close an account that has even the slightest debt. New bank account with overdraft
What does pod mean on a bank account?
POD means Payable on a Death bank account. POD function on an account is to make sure that you have a certain recipient who will get the money after your death. It is a quite useful tool in our modern lives since it makes the process of dividing the inheritance much faster and less painful. It also helps to pay any of your still existing debts, as someone will have an access to your account for such purposes. However, the POD signature on your account while the person is still alive doesn’t give the beneficiary the right to use it. An option of adding multiple recipients is also present. Bank accounts that don t charge overdraft fees
How to deposit cash into a bank account?
There are plenty of ways to deposit cash into your bank account, but some require you to have a card. For instance, if you prefer to make bank processes online, you should have a card. Also, one of the methods to do this operation is to find an ATM, but not all of them perform the depositing function. You can check all available functions of the ATM online on the website of your bank. Besides, visiting the office of your bank is the easiest solution to all of the problems connected to the usage of your bank account. Managers of the office will help you to deposit cash into the account. For this purpose, you should prepare the deposit slip where you should put your name, number of bank account, and depositing amount. How do you get overdraft on your bank account
How to add a beneficiary to a bank account?
Some banks provide an opportunity to add beneficiaries to the bank account through a mobile app, but the most common way to do it is to visit the bank office personally. This process is quick and does not require any special documents from you. Your ID, data about the bank account, the contract concluded between you and the bank, personal information about the beneficiary. The beneficiary doesn’t need to visit the bank office in this case. Also, this procedure will legally bind transactions of your funds after the death to the beneficiary and make the probate process easier and faster. Apply for bank account with overdraft
How to transfer money from google pay to a bank account?
Firstly, you need to install the Google Pay App on your phone or another device. This is the easiest and the most convenient way to manage Google Pay transfers. To use this method, find the Bank Transfer button after you click on New Payment. Click ''Google Pay balance'' and then ''Transfer Balance." Write how much money you want to transfer, then go to the next part. At last, you just choose the method you prefer and click ''Transfer out'' button. Note that it usually takes a couple of days for the money to transfer to your bank account, so don't worry and be patient. Also, be prepared that a small fee is charged for this operation with your debit card. Current accounts with free overdrafts
How many banks can you have accounts with?
There is no existing limit for you in the number of banks, as well as in the number of bank accounts. You can have as many as you wish or need. Another thing is that after a certain amount, banks can charge you a fee for having so many. That is why you need to put some thought into deciding how many is enough. The general number would be 4, where one pair is for general spendings, such as bills and everyday purchases, and another one is for savings. You’ll need a separate account for emergency conservations and for other means, such as investing or college funds. I need a bank account with an overdraft
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New bank account with overdraft - B9

The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

New bank account with overdraft

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

Bank Accounts Fees

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.