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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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REVIEWS
jose huitron
Your app was a life saver. I needed money for gas and payday was still days away. I downloaded it, linked my direct deposit and within no time I was able to borrow $100.. thank you so so much. I highly recommend this app.
Ross Rudd
AMAZING I've never had no problems. Amazing acct for gig workers just like me. It's nice to access your check right away instead of waiting to payday.
T-Two
Your best friend in a pinch I really enjoyed the app and I really appreciate the loan out of nowhere when I really needed it although it could be a little more user-friendly and possibly have some alternative options for like adding more than one Bank account
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Charles Mcclenan
The joy I never knew until now. I was skeptical at first but it wasn't a scam. I was able to get a part of my check the first time and it had me questioning the app. But after my second deposit I was able to get my whole check and I never looked back. Never felt financially secure before this app knowing that am covered for emergency by my own money best feeling in the world. Thank you guys for giving me and my family joy unknown
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
Komron Music
B9 is a wonderful service! I would highly recommend them to anyone else who uses Uber or Lyft. They have cash advances for Uber drivers as well... amazing.
Kevin Jackson
B9 is a great banking app. They give you early access To your direct deposits and they have pretty quick customer support. I have used them for a couple months and will continue to do so.
Patricia
Payday advance. I was in need of money before my payday. I didn't want to take out a personal or payday loan and pay high interest rates. With B9, I was able to receive an instant payday advance over a week before my actual payday. Sign up was simple and quick. B9 came through and saved me a lot of time, money worry and stress. The advance will be deducted from my payday direct deposit without the high interest rates attached!
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
HUGO RAMOS
It is been a pleasure to apply and get this account I have no problems at all and I already set up direct deposit everything good 100% recommended
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to find a bank by account number?
If you are trying to answer the question of how you can find the bank using your account number, the answer might not satisfy you. Unfortunately, an account number is hardly useful when it comes to identifying the bank where it was opened. To find out to which bank a certain bank account belongs, you should rather use a routing number. A routing number is the raw of digits, usually placed right before the account number. It helps to find out where the bank is located and to which financial institution the account belongs. Not to confuse these two types of numbers, you can use the following hint: check which number is a couple of digits longer. The shorter one is the one you are interested in. Emotional bank account book
What do you need to open a bank account?
The first condition is that of age. Only those who reached 18 years old can open a bank account. Other necessities are just about your personal data, such as no less than two types of IDs, your passport, and the driver’s license will be enough. The next important document is the social security number. And of course, your name, current living address, and phone number are also necessary. Some banks might also require you to bring in an initial deposit, the minimum of which is specific for every bank. When opening a student checking account, proof of your educational status might also be asked of you. Emotional bank account exercise
How to unfreeze a bank account?
Your first step is to find out why the bank froze your account and what is your following plan of action. If you have an unpaid debt, the credit company can withdraw the money from your account or take the remaining funds. If you are in such a situation, file for bankruptcy as soon as possible. However, if you can pay this debt, it is better to pay the required amount to handle the problem. In both cases, your bank account will be unfrozen again after you pay all the money you owe. If suspicious frauds are committed using your card, and the bank has decided to freeze it, you should contact find out what the problem is. Most often, it is enough just to confirm your card is safe. Relationship bank account activity
What documentation do i need to open a bank account?
Before going into these details, you need to remember that only those 18 years old can create a bank account for themselves. Otherwise, a joint account with your parents is the way to go. In any case, name, current address, and phone number are the first things to be required. Then, two identification documents will be asked of you, as well as the social security number. If opening a student checking account, validation of your affiliation with a certain university will be needed. An additional criterion for some banks is a minimum initial deposit. Emotional bank account activity
How to open a bank account for a minor?
As a rule, banks do not allow minors to create a bank account without an adult’s involvement. In most cases, a joint owner is represented by the child’s parent or guardian. Once you have decided to develop the kid’s financial habits, specify the exact procedure you need to go through. Some banks will require visiting a local branch in person; others (modern ones) will ask you to install their app and fill out an online application form. You will have to prepare a documentation package including your SSN, driver’s license (or passport), your child’s birth certificate, or school ID (contact a bank representative over the phone for more precise information). In most cases, after you complete the application process, you have to deposit a certain amount of money into the new account. If it is not a custodial account and the kid has access to it, the bank will issue a card that the child can use to make purchases and manage funds at an ATM. Emotional bank account video
How to transfer money from an unemployment card to a bank account?
An employment card works the same way as any other debit card. The only difference is that it is provided by the state Unemployment Office, which sends you payments if you don't have a job every month to support you. As with any other debit card, you can transfer these payments to your bank account using a direct deposit transfer to make the management of this money more convenient. This is an indispensable option, especially if you need to pay bills and other debts. For receiving such a card, you need to make sure that you fit the category of people who can get it, then claim for it and wait for a couple of weeks until you can receive it. Emotional bank account ideas
What is an offshore bank account?
Most people associate offshore with the mafia and something illegal. In fact, there is nothing illegal here. They are simply accounts set up with banks in another country. And everything is legal as long as the owner of the accounts pays taxes on them. Many create such accounts because they often have to send money abroad or because they own real estate or other property in that country. In this case, the presence of such an account greatly facilitates the processes and reduces the time of operations. Illegal offshore companies are only if they are created to reduce taxes. Remember, you still have to pay taxes on time. Emotional bank account training activity
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options. Emotional bank account book
What happens to a bank account when someone dies?
The easiest situation is when the person that passed away ascribed a Payable on a Death person. This means that a bank account has its own beneficiary, which will have access to it after the death of its owner. In other cases, a will of a dead person will help his/her close ones to answer that question. When probate wasn’t created, then the inheritance, bank accounts included, will be divided by the law. Emotional bank account exercise
How many bank accounts should i have?
It always depends on your goals and preferences, but four would be enough for an average person. The first one would be for paying taxes and other bills, the second - for your usual spendings of money, the last two are for saving up the money. One for "black" days or emergencies, and another for any other reason. This could be your kids’ education or buying a new house. You never know what would happen tomorrow, and some basic savings together with good financial literacy can rescue you from an unpredictable situation. Relationship bank account activity
What is a beneficiary on a bank account?
The beneficiary is the person on Payable on a Death or POD bank account. This means that when the owner passes away, his/her heir has a right to use his assets, but only after that. The recipient’s right become as if s/he is an owner, which means that all the transactions, such as deposits, withdrawals, and so on, are now available to him/her. It can also be very convenient if the person that died had any unpaid debts. In such cases, the beneficiary can pay them off with the bank account of the passed away one. Emotional bank account activity
How to find bank accounts in your name?
Nowadays, this is a frequent case when a person has several accounts ascribed to one name - different accounts might serve different purposes, and this is a smart and convenient solution. However, this situation might lead to the fraudsters trying to create accounts in your name or getting access to your already existing accounts. That is why it is useful to know how many and of which type you do have accounts in the banks. To find it out, you should pay attention to your credit report. A credit report is a sort of summary of the account-related information connected with a certain name. Thus, if you are interested in finding out which accounts are attached to your name, a credit report is the first thing you have to check. Emotional bank account video
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Emotional bank account book - B9

The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

Emotional bank account book

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

Bank Accounts Fees

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.