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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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SSN & ITIN are accepted to open B9 Account.
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REVIEWS
shay
I love this company gave me a loan after my first deposit they did a awesome job when i lost my card as well will be banking with them for a long time
Elyanna Alvarez
I love b9 my direct deposit comes in earlier than my normal bank! I also love the cash advance option as I sometimes need my paycheck asap. Awesomeness
Joe Hansbrough
Very easy to use customer service was really quick to fix the problem that I had will definitely be recommending this to my family and friends
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
AG
This is a great app to have especially when you're running low on cash and don't know what To do you can always count on b9 to come through
Dom Delacruz
A Banking app you can trust! This online banking app is one of the best I have used so far. They are new and upcoming but yet they are built and based around the customer. Which is hard to come by now a days. There customer service is amazing and there additional features really help out. Especially during this hard times. (COVID)
Author
I was in a stressful spot when b9 helped.me with the money I had to come up with to keep my power on I have recommended b9 to multiple of my friends thank you b9
Vicente
I love this app best way for advance virtual card instantly and mailed real card. Instacash after repayment aswell
Ross Rudd
AMAZING I've never had no problems. Amazing acct for gig workers just like me. It's nice to access your check right away instead of waiting to payday.
Aerie Morgan
B9 has helped me through my financial struggles now for the last three weeks. They make it easy to get a loan till payday and easy to pay back the loan on payday.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How many banks can you have accounts with?
There is no existing limit for you in the number of banks, as well as in the number of bank accounts. You can have as many as you wish or need. Another thing is that after a certain amount, banks can charge you a fee for having so many. That is why you need to put some thought into deciding how many is enough. The general number would be 4, where one pair is for general spendings, such as bills and everyday purchases, and another one is for savings. Youll need a separate account for emergency conservations and for other means, such as investing or college funds.
How to deposit cash into a bank account?
There are plenty of ways to deposit cash into your bank account, but some require you to have a card. For instance, if you prefer to make bank processes online, you should have a card. Also, one of the methods to do this operation is to find an ATM, but not all of them perform the depositing function. You can check all available functions of the ATM online on the website of your bank. Besides, visiting the office of your bank is the easiest solution to all of the problems connected to the usage of your bank account. Managers of the office will help you to deposit cash into the account. For this purpose, you should prepare the deposit slip where you should put your name, number of bank account, and depositing amount.
How many digits are in a bank account number?
Any bank account has two very important numbers routing and account ones. The former one would also be the first nine-digit number written on your checks. It tells about the state in which the account was open and is used when making online or phone purchases. The latter number is 10 to 12 digits. This one is your personal and unique account number, which can be found next to your routing one. The account number is also written on your monthly statements.
What happens to a bank account when someone dies?
The easiest situation is when the person that passed away ascribed a Payable on a Death person. This means that a bank account has its own beneficiary, which will have access to it after the death of its owner. In other cases, a will of a dead person will help his/her close ones to answer that question. When probate wasnt created, then the inheritance, bank accounts included, will be divided by the law.
How to find an old bank account?
This is an often case when people lose their bank accounts and forget about them. However, it does not necessarily mean these accounts are empty. If you think that you have a bank account with money, but you do not have any information about it, it is no longer a problem nowadays. Luckily, there are sites where you can search for lost bank accounts. They work based on the following principle: you go to the site, you enter every detail about yourself and your account to which you have access. Then, you wait. The search will be going in multiple banks through multiple requests, so be ready to wait sometime before you get the result. But, when eventually you realize that there is indeed a lost account with the saved money, you understand it was worth it.
How to close a bank account without going to the bank?
To do this, you first require to make sure that it is ready to be closed. You require not only to pay off existing debts (if any) but also to transfer the available money to another account or withdraw cash. Also, do not forget about automatic payments that may be linked to this account (subscriptions to applications or services, payments for mobile communications, and so on); you should either cancel them or link to another account. After that, you can close it through your bank's app. Usually, a couple of clicks are enough. If you have any additional questions or difficulties, be sure to contact the support service via chat or by phone.
How to put cash into your bank account?
The most commonly used way of putting money into a bank account is the usage of ATMs. This method is preferable because there are several ATMs in every city where you can deposit money to the bank account, Western Union, PayPal , and other financial platforms. If you want to put cash on your account personally, you should visit the closest office of your bank and bring a deposit slip. It is a special form that allows workers of the bank to know some details about your account and the sum you want to transfer. Write this data on the deposit slip correctly because otherwise, your cash will be deposited to the bank account of another person.
What happens when you close a bank account?
When a client closes its bank account, the bank itself would want to see a zero balance on it in order to escape any unnecessary complaints from the side of its customers. However, if you decide to close it before withdrawing all the money, then you can later take it back or transfer them. But in this case, the bank might subtract a certain amount of money from it for the continuing storage of your assets. Before closing your account, also check the conditions under which the bank will allow you to do it.
How old do you have to be to open a bank account?
You can have your own bank account from the age of 18. After coming of age, the person can submit documents and open their own account. But more and more people now believe that younger children should be taught how to handle money. Therefore, before the age of 18, a parent or guardian can open a joint account for a kid. The account will be the property of the child, but the management will be with the responsible adult. In this case, the child can independently use this account, and the parent can set limits or other conditions of their choice. This is a good way to teach your child the right use of money, which will be good for their future.
What happens if someone has your bank account number?
Just having your bank account number doesnt give a person any rights on it. But in combination with your routing and drivers license numbers, address, and other information, the person can pretty much do everything as you can. Make sure not to give this information out to those who are not trustworthy enough, and be cautious about frauds that can call you and start asking for personal data. Save your banks number on your phone so that you will not confuse it with others.
What is an escrow account in banking?
An escrow account is a comprehensive tool for those who own real property and who are constantly making payments on it. This is an easy means to manage insurance fees and estate taxes for your house. You do not have to save for them separately. The process is as follows: you carry the total set monthly fee, and part of it goes into your escrow account to pay homeowners insurance, taxes, and other expenses related to owning a house. Another part is going toward your title to pay your interest and principal. When the time comes, the bank will use the money to pay your bills. The main advantage of this method is the regularly saving of money. That is, you do not require to try to find the entire amount at a time, but there is time to prepare for payments.
How to remove a hold on a bank account?
Holds on bank accounts appear for different reasons, and that is why you have to figure out the reason before taking some actions for their removal. For instance, the bank sometimes freezes your money to check the reliability of transactions and safety of your funds, and if it happens on weekdays, you will not be able to make this process faster. Another reason for holding your money is depositing it to car rentals or hotels. In this case, you should contact the company you deposited money to and ask them to remove the hold as soon as possible. If you are not sure about the reason for the hold, contact your bank manager and ask if it is possible to make money available to use faster.
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B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

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Our Agents are available for B9 members via in-app support tab:

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Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.