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Everyday banking with B9 Mobile App
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Get your paycheck up to 15 days early
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B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
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cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
Darliene
I was in a tight pinch and b9 advanced me $100 at 1st I wasn't sure about this app but they actually pulled through. I'm definitely sticking with b9:)
Chris B
They gave me an advance when nobody else would. They also made it super easy to switch my direct deposit over. Extremely helpful customer service
Marcus Goodwin
B9 is a awesome and really helps when you need extra money.Also I like the fact it helps wen your are in a quick emergency , I would most definitely recommend them to anyone.
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Jaci
Quick and easy cash advances and no problem with debit card for purchases! Works for cash app as well and comes in mail fairly fast. Definitely recommend using so far. Gives me a long time to pay back advance as well
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
Andria Dixon
At first i was a little confused but after my first deposit i was able to advance an amount. Definitely happy and reccomend expecially during those pay gaps.
Tymesea Stacks
I've had a great experience with this card/company so far. Always responds back in a timely matter when I have questions. No complaints.
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
Charles Mcclenan
The joy I never knew until now. I was skeptical at first but it wasn't a scam. I was able to get a part of my check the first time and it had me questioning the app. But after my second deposit I was able to get my whole check and I never looked back. Never felt financially secure before this app knowing that am covered for emergency by my own money best feeling in the world. Thank you guys for giving me and my family joy unknown
Hayden Phillips
B9 is amazing, it has everything I need to do banking, and it even offers a cash advance which is really useful when unexpected expenses come up. I would highly recommend this and give it a five star rating!
Kevin Jackson
B9 is a great banking app. They give you early access To your direct deposits and they have pretty quick customer support. I have used them for a couple months and will continue to do so.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to open an online bank account?
Luckily, modern technologies allow people to open accounts in the banks without leaving their houses. This is a convenient and smart solution that is now widely used by the majority of users. To open an account in some bank online, you are supposed to perform several steps. Firstly, choose the bank and download its application on your smartphone. Secondly, go into the app and look for the button that will have a meaning similar to create a bank account. Thirdly, you are expected to make a choice considering the account type you have an interest in. Then, you can fill in the empty spaces with the personal information needed for the identification. The last step is to deposit a certain sum of money on the newly created account (this is an official requirement for some of the banks).
What documentation do i need to open a bank account?
Before going into these details, you need to remember that only those 18 years old can create a bank account for themselves. Otherwise, a joint account with your parents is the way to go. In any case, name, current address, and phone number are the first things to be required. Then, two identification documents will be asked of you, as well as the social security number. If opening a student checking account, validation of your affiliation with a certain university will be needed. An additional criterion for some banks is a minimum initial deposit.
How to close us bank account?
To close a US bank account can seem to be a difficult task. However, if you do everything right, it would not be daunting at all. First of all, you need to open a new account in another bank and transfer your finances and automatic payments to a new account. Afterward, close your old account. It is simple, just call the bank or go to a local branch. The whole procedure should not take more than 30 minutes. Some banks even allow closing an account online. When you finished, it is necessary to ask written statement from the bank that confirms that your account is closed.
What can someone do with your bank account number and routing number?
In the era when almost everyone has a bank account, a lot of purchases and other financial operations involve a bank account number and routing number. Many people hesitate to give up this information because they are afraid that they can become victims of fraudsters. But the question is, what, in fact, can be done to you if someone gets access to this data? We can start with the good news, and it is almost impossible to hack your online banking service using this information. However, you can still lose money through unauthorized transfer or become a victim of ACH fraud because these operations could be easily done with your bank account number and routing number.
How to check a bank account number?
You can contact your bank and, having provided documents confirming your identity, ask them for the data you are interested in. What to do if you need the data urgently or if you don't want to go anywhere or can't. You can practice a much simpler and faster way and check everything in the online banking or bank's app. To do this, start the app and go to your account. Then open the extended details of your account. All the key info is lying there.
At what age you can open a bank account?
The generally accepted age for opening a bank account would be 18 years old. If you need to open it earlier, there is an option of creating a joint account with your parents or with other legally responsible people, such as guardians. But in this case, the other half of the card owners can see your transactions and also use the card. Some minors might not like it, but there is no other choice. A loophole would be for those who are legally emancipated from their parents. Only this category of teenagers can get a bank account.
What is a routing number in a bank account?
This is a nine-digit code that is used to identify a bank in the United States of America. It is needed to complete a transaction between banks. If you need to find out your bank number, you can look at your personal check. Most often, it is located in the lower-left corner. You can also find out this information by contacting the bank via the hotline or using the website. Do not forget to check the entered data several times before making a transaction. If you make a mistake in this number, then the money may simply not find the required bank, and the operation will be rejected.
How to find bank accounts in your name?
Nowadays, this is a frequent case when a person has several accounts ascribed to one name different accounts might serve different purposes, and this is a smart and convenient solution. However, this situation might lead to the fraudsters trying to create accounts in your name or getting access to your already existing accounts. That is why it is useful to know how many and of which type you do have accounts in the banks. To find it out, you should pay attention to your credit report. A credit report is a sort of summary of the account-related information connected with a certain name. Thus, if you are interested in finding out which accounts are attached to your name, a credit report is the first thing you have to check.
How to deposit cash in a bank account?
Nowadays, most people prefer to have their money on credit cards, and probably they are right. But what to do if you suddenly find yourself with a considerable amount of cash? What is the best way to deposit this money? The first and easiest way is to find the nearest ATM and make an ATM deposit. In this case, it is necessary to insert a card into a machine, type your PIN code to unlock it enter the amount of cash that you want to deposit on your account, and insert cash. The second way is by bringing your cash to a local branch of your bank; in this case, a banker will do everything for you.
What happens if someone has your bank account number?
Just having your bank account number doesnt give a person any rights on it. But in combination with your routing and drivers license numbers, address, and other information, the person can pretty much do everything as you can. Make sure not to give this information out to those who are not trustworthy enough, and be cautious about frauds that can call you and start asking for personal data. Save your banks number on your phone so that you will not confuse it with others.
What happens to a bank account when someone dies?
The easiest situation is when the person that passed away ascribed a Payable on a Death person. This means that a bank account has its own beneficiary, which will have access to it after the death of its owner. In other cases, a will of a dead person will help his/her close ones to answer that question. When probate wasnt created, then the inheritance, bank accounts included, will be divided by the law.
How to open a bank account for a minor?
As a rule, banks do not allow minors to create a bank account without an adults involvement. In most cases, a joint owner is represented by the childs parent or guardian. Once you have decided to develop the kids financial habits, specify the exact procedure you need to go through. Some banks will require visiting a local branch in person; others (modern ones) will ask you to install their app and fill out an online application form. You will have to prepare a documentation package including your SSN, drivers license (or passport), your childs birth certificate, or school ID (contact a bank representative over the phone for more precise information). In most cases, after you complete the application process, you have to deposit a certain amount of money into the new account. If it is not a custodial account and the kid has access to it, the bank will issue a card that the child can use to make purchases and manage funds at an ATM.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Banking services are provided by Mbanq banking partners, Members FDIC. To report a complaint relating to banking services, email compliance@mbanq.com
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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.

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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly.

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No overdraft fees, no minimum balance required. Get your B9 debit card now.