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Everyday banking with B9 Mobile App
B9 Visa® Card
Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
B9 Advance
Get your paycheck up to 15 days early
Fee Free bank transfers
ACH and internal transfers fee fee for B9 Members
B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
B9 Price
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
Instant
cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
kurbside
B9 is grrrrreat i really like this service and thanks B9 your the coolest awsomest app ever thanks so much be safe guys and god bless america give B9 a try seriously its grrrrrrrrrrrrreat
Patricia
Payday advance. I was in need of money before my payday. I didn't want to take out a personal or payday loan and pay high interest rates. With B9, I was able to receive an instant payday advance over a week before my actual payday. Sign up was simple and quick. B9 came through and saved me a lot of time, money worry and stress. The advance will be deducted from my payday direct deposit without the high interest rates attached!
Elyanna Alvarez
I love b9 my direct deposit comes in earlier than my normal bank! I also love the cash advance option as I sometimes need my paycheck asap. Awesomeness
Aerie Lee Morgan
B9 has helped me in my financial situation so much since I have been utilizing there services. They make it easy to pay back the loan and receive one too.
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
Author
It's a good app only thing is they charge you atm fees I used AllPoint Atm thinking it would of been free but Nope still got charged
William Magpantay
EXCEPTIONAL BANKING SERVICE B9's app is user friendly and their customer service is exceptional. Personally, the best features of B9 are their Cash Advance and getting paid up 15 days early. What more can you ask for? TWO THUMBS UP! Great job, guys!
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
AG
This is a great app to have especially when you're running low on cash and don't know what To do you can always count on b9 to come through
Marcus Goodwin
B9 is a awesome and really helps when you need extra money.Also I like the fact it helps wen your are in a quick emergency , I would most definitely recommend them to anyone.
ziplo loveee
I love b9 they're amazing my money came quick and they gave me and advance and gave me a fair time to pay it I'm in love and I highly recommend
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options.
How much money do i have in my bank account?
This process is now very easy. You don't even have to go to the bank branch to do this. Although, of course, you can do that. But the fastest way is to use a banking app. With its help, you can not only check your account but also transfer money at any time. There are also other options: Online banking is almost the same as the application, only every time you need to log in and enter your username and password. ATM insert the card and select the required service Set up online alerts about your account status Call the bank, answer security questions and find out the necessary information
How old do you have to be to open a bank account?
You can have your own bank account from the age of 18. After coming of age, the person can submit documents and open their own account. But more and more people now believe that younger children should be taught how to handle money. Therefore, before the age of 18, a parent or guardian can open a joint account for a kid. The account will be the property of the child, but the management will be with the responsible adult. In this case, the child can independently use this account, and the parent can set limits or other conditions of their choice. This is a good way to teach your child the right use of money, which will be good for their future.
How much are bank accounts insured for?
Usually, the insurance is paid to the clients of the bank when it is getting closed or can no longer provide previous services to its depositors. The standard insurance of a bank account is 250 thousand dollars. There are different categories of bank accounts for which the insurance amount may change. 250.000 is only the starting price of the coverage. In joint accounts, for example, the cost of the insurance is 250 thousand dollars for each of the owners.
How to close a bank account without going to the bank?
To do this, you first require to make sure that it is ready to be closed. You require not only to pay off existing debts (if any) but also to transfer the available money to another account or withdraw cash. Also, do not forget about automatic payments that may be linked to this account (subscriptions to applications or services, payments for mobile communications, and so on); you should either cancel them or link to another account. After that, you can close it through your bank's app. Usually, a couple of clicks are enough. If you have any additional questions or difficulties, be sure to contact the support service via chat or by phone.
What documentation do i need to open a bank account?
Before going into these details, you need to remember that only those 18 years old can create a bank account for themselves. Otherwise, a joint account with your parents is the way to go. In any case, name, current address, and phone number are the first things to be required. Then, two identification documents will be asked of you, as well as the social security number. If opening a student checking account, validation of your affiliation with a certain university will be needed. An additional criterion for some banks is a minimum initial deposit.
What can someone do with your bank account number?
Nowadays, most people are giving their bank account numbers in many instances, and many of them are afraid of the possibility of misusing this information with malicious intent. However, in fact, there is almost nothing to be afraid of because even the most experienced fraud can do nothing to your money, having only your bank account number. Nevertheless, you have to be prudent anyway because if someone gets your bank account number alongside other personal information, the possibility of becoming a victim of fraud will increase.
What happens when a bank closes your account?
When closing a clients account, the bank must return all the money from it to the owner. There are no existing reasons that can allow the bank to hold on to your money. They can only subtract the sum of your debts if these are present. You can also reopen your account after some time of inactivity on it or by paying your debts. If they noticed some unusual activity, which you are sure didnt take place, ask them to reopen it again. The only time when you cannot reopen your account is when the bank is closing itself.
How to close a bank account?
You can do it even without leaving your house. Often this can be done online or by calling the bank; only in some cases, your personal presence at the branch is required. Nevertheless, be sure to prepare your account for closure. Create a new one and connect all automatic payments to it. Move the remaining funds to a new account or take cash. It is also worth remembering that the bank will not close an account that has even the slightest debt.
How to know a bank account number online?
Visiting a banking application or a website is the quickest and most convenient way to get your bank account number. You might not always have a welcome letter or a checkbook with you, but there is at least one thing that is easily accessible your mobile phone. This method allows you to find the account number on the go. Sign in or log into the app or the site, find the page where basic details about your account are written, view the bank account number. If you have failed to find it, contact the support team or ask a virtual assistant for help.
What happens when you close a bank account?
When a client closes its bank account, the bank itself would want to see a zero balance on it in order to escape any unnecessary complaints from the side of its customers. However, if you decide to close it before withdrawing all the money, then you can later take it back or transfer them. But in this case, the bank might subtract a certain amount of money from it for the continuing storage of your assets. Before closing your account, also check the conditions under which the bank will allow you to do it.
How to send money to someone without a bank account?
Transferring money is possible nowadays even without bank accounts because there is still a massive group of people who do not have them. You can choose traditional ways of sending money through the post office using money orders. The fee for such transfers is smaller than 2$, and this way is much safer than sending cash. Also, several online platforms allow you to transfer money. However, you need to have a debit or credit card for some of them.
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B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

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Banking services are provided by Mbanq banking partners, Members FDIC. To report a complaint relating to banking services, email compliance@mbanq.com
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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.