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Everyday banking with B9 Mobile App
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Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
B9 Advance
Get your paycheck up to 15 days early
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B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
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B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
Janaya Andrews
I love the app so much it makes everything fast and easy to get to and when your low on funds this app really does help with that problem a lot I know that this app helps me so hey why don't you go ahead and download this app for your next payday
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
Charles Mcclenan
The joy I never knew until now. I was skeptical at first but it wasn't a scam. I was able to get a part of my check the first time and it had me questioning the app. But after my second deposit I was able to get my whole check and I never looked back. Never felt financially secure before this app knowing that am covered for emergency by my own money best feeling in the world. Thank you guys for giving me and my family joy unknown
Patricia
Payday advance. I was in need of money before my payday. I didn't want to take out a personal or payday loan and pay high interest rates. With B9, I was able to receive an instant payday advance over a week before my actual payday. Sign up was simple and quick. B9 came through and saved me a lot of time, money worry and stress. The advance will be deducted from my payday direct deposit without the high interest rates attached!
Darliene
I was in a tight pinch and b9 advanced me $100 at 1st I wasn't sure about this app but they actually pulled through. I'm definitely sticking with b9:)
Skye Allred
B9 is One of the best places to get your check deposited to and get an advance they give you almost 100% of your paycheck is convenient is well worth it
kurbside
B9 is grrrrreat i really like this service and thanks B9 your the coolest awsomest app ever thanks so much be safe guys and god bless america give B9 a try seriously its grrrrrrrrrrrrreat
Koroush
New age of banking is here ! Being able to withdraw cash two weeks prior to payday is a life saver for people like myself who live paycheck to paycheck . getting paid two days early is also a life saver , fast and swift mailing of the debit card was also a breath a fresh air compared to other banks that take much longer to send a card that can be given much swifter.
shay
I love this company gave me a loan after my first deposit they did a awesome job when i lost my card as well will be banking with them for a long time
Menterro Hambrick
I just recently started using the service and it has exceeded my expectations!!! The features alone was worth switching over my full deposit.
Vicente
I love this app best way for advance virtual card instantly and mailed real card. Instacash after repayment aswell
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
What is a bank account statement?
A bank statement is the list of all the transactions that the owner did for the previous month. It includes all operations made and also your balance at the beginning of the month and at its end. You can access your statement online on the website of your bank. Log in, find the page with electronic statements, choose the period and look at it on any of your devices, or download it as a PDF file.
What is a trust account in banking?
This type of account is a legal agreement based on which funds are held by a trustee who manages them for the benefit of the other party. Such a party can be both a group and one individual. Such an account is often created for university or college studies or to pay property taxes. These accounts have important characteristics, including: Any person of sound mind and trust can act as a trustee; First of all, the interests of the beneficiaries are taken into account; The trustee is responsible for tax payments and account reporting; The trustee can not only transfer assets but also indicate additional beneficiaries or close and open an account, as well as perform other operations.
What do i do if my bank account is negative?
I believe that most people have experienced this problem when you forget the balance of your bank account, buy something and suddenly find yourself with a negative account. So what to do in this situation? Firstly you have to stop using your account because otherwise, bank fees will only grow. The second step is to transfer money to the account to make it positive. Here you can use your savings account or bring cash to the bank. Also, it is worth talking to a bank manager because some banks wave fees for the first overdraft.
How to deposit cash in a bank account?
Nowadays, most people prefer to have their money on credit cards, and probably they are right. But what to do if you suddenly find yourself with a considerable amount of cash? What is the best way to deposit this money? The first and easiest way is to find the nearest ATM and make an ATM deposit. In this case, it is necessary to insert a card into a machine, type your PIN code to unlock it enter the amount of cash that you want to deposit on your account, and insert cash. The second way is by bringing your cash to a local branch of your bank; in this case, a banker will do everything for you.
How to calculate bank interest on a savings account?
There are plenty of calculators of interest on saving bank accounts on the Internet that can help you to avoid complicated computations. By the way, visit the website of your bank because often they offer clients to calculate interests on their pages. The main principle of calculation is that your first deposit will grow at a certain speed, depending on the rate of interest. It means that you should multiply your deposit by the interest rate and period you are interested in. In the case of compound saving accounts, you should take into consideration the fact that an amount on the account will grow, and the profit will increase every day.
How to unfreeze a bank account?
Your first step is to find out why the bank froze your account and what is your following plan of action. If you have an unpaid debt, the credit company can withdraw the money from your account or take the remaining funds. If you are in such a situation, file for bankruptcy as soon as possible. However, if you can pay this debt, it is better to pay the required amount to handle the problem. In both cases, your bank account will be unfrozen again after you pay all the money you owe. If suspicious frauds are committed using your card, and the bank has decided to freeze it, you should contact find out what the problem is. Most often, it is enough just to confirm your card is safe.
How much money do i have in my bank account?
This process is now very easy. You don't even have to go to the bank branch to do this. Although, of course, you can do that. But the fastest way is to use a banking app. With its help, you can not only check your account but also transfer money at any time. There are also other options: Online banking is almost the same as the application, only every time you need to log in and enter your username and password. ATM insert the card and select the required service Set up online alerts about your account status Call the bank, answer security questions and find out the necessary information
What does pending transaction mean on my bank account?
A pending transaction is a kind of operation that cannot be done simultaneously. When purchasing something with your card, in most cases, it would become a pending one at first. The reason behind this is that it takes time for the company in which you did shopping to check that your account is valid and has enough money for the deal made. In some cases, it can even take up to 3 working days to complete the transaction. In situations when the merchant, for some reason, decided not to take the money from you, it will be given back within seven days.
How many bank accounts should i have?
It always depends on your goals and preferences, but four would be enough for an average person. The first one would be for paying taxes and other bills, the second for your usual spendings of money, the last two are for saving up the money. One for black days or emergencies, and another for any other reason. This could be your kids education or buying a new house. You never know what would happen tomorrow, and some basic savings together with good financial literacy can rescue you from an unpredictable situation.
What does pod mean on a bank account?
POD means Payable on a Death bank account. POD function on an account is to make sure that you have a certain recipient who will get the money after your death. It is a quite useful tool in our modern lives since it makes the process of dividing the inheritance much faster and less painful. It also helps to pay any of your still existing debts, as someone will have an access to your account for such purposes. However, the POD signature on your account while the person is still alive doesnt give the beneficiary the right to use it. An option of adding multiple recipients is also present.
How to open a student bank account?
Opening a student bank account is not a complicated task. It requires just a few documents. Heres what you need: any form of photo ID (either a passport or a drivers license), any proof of address (bring your last utility bill or a monthly bank statement), a document proving that you are a student (any official correspondence from a particular university, student ID, etc.). Mind that most banks will ask you to submit original copies rather than photocopies. Visit a bank located near your house and ask the banks staff for assistance. Do not forget to give your new account details to your university.
How to get money from a closed bank account?
Typically, when closing your account, a bank expects to see no funds available for withdrawing. However, there are several scenarios in which you might need to get your money back from a closed account. One of the possible scenarios occurs when you have failed or forgotten to inform your friends, family members, or employers about the closure. One of the uninformed individuals transfers a huge sum of money to your account. Dont worry the funds dont disappear. They just bounce back to the account from which they have been sent. If it is the bank that decides to block your account (for suspicious activity or unpaid fees), the money left in the account will be returned to you. Usually, you are delivered a check for the remaining balance. As a rule, it takes 7-10 days for the funds to be returned. If the moneys arrival is delayed, call the bank ASAP. You need to be persistent and cooperative.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Banking services are provided by Mbanq banking partners, Members FDIC. To report a complaint relating to banking services, email compliance@mbanq.com
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Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.

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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.

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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly.

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No overdraft fees, no minimum balance required. Get your B9 debit card now.