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Everyday banking with B9 Mobile App
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Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
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Get your paycheck up to 15 days early
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ACH and internal transfers fee fee for B9 Members
B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
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cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
Michael
This great I got my pay check on time and I got to borrow money to pay off my bills. Still waiting on my card but I was still able to use without it,thank you so much
Taylor Hillhouse
B9 from the jump!!!! B9 seriously saved my behind off the jump! I was so thankful to have stumbled upon B9 and even more thankful when they advanced me $100 instantly! I was on the app maybe 5 minutes total & had $100 advanced to me!! Thank you so much B9!! You're a life saver for sure!!!!!! -forever greatful.
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
Author
It's a good app only thing is they charge you atm fees I used AllPoint Atm thinking it would of been free but Nope still got charged
kurbside
B9 is grrrrreat i really like this service and thanks B9 your the coolest awsomest app ever thanks so much be safe guys and god bless america give B9 a try seriously its grrrrrrrrrrrrreat
David Baca
We were provided excellent customer service. All responses were prompt and professional. Clearly, the upfront statement on our policy stated it was limited which told us that our preliminary research was not well thought out.
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
Andria Dixon
At first i was a little confused but after my first deposit i was able to advance an amount. Definitely happy and reccomend expecially during those pay gaps.
Dom Delacruz
A Banking app you can trust! This online banking app is one of the best I have used so far. They are new and upcoming but yet they are built and based around the customer. Which is hard to come by now a days. There customer service is amazing and there additional features really help out. Especially during this hard times. (COVID)
William Magpantay
EXCEPTIONAL BANKING SERVICE B9's app is user friendly and their customer service is exceptional. Personally, the best features of B9 are their Cash Advance and getting paid up 15 days early. What more can you ask for? TWO THUMBS UP! Great job, guys!
Kevin Jackson
B9 is a great banking app. They give you early access To your direct deposits and they have pretty quick customer support. I have used them for a couple months and will continue to do so.
Chris B
They gave me an advance when nobody else would. They also made it super easy to switch my direct deposit over. Extremely helpful customer service
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How many banks can you have accounts with?
There is no existing limit for you in the number of banks, as well as in the number of bank accounts. You can have as many as you wish or need. Another thing is that after a certain amount, banks can charge you a fee for having so many. That is why you need to put some thought into deciding how many is enough. The general number would be 4, where one pair is for general spendings, such as bills and everyday purchases, and another one is for savings. Youll need a separate account for emergency conservations and for other means, such as investing or college funds.
What does pod mean on a bank account?
POD means Payable on a Death bank account. POD function on an account is to make sure that you have a certain recipient who will get the money after your death. It is a quite useful tool in our modern lives since it makes the process of dividing the inheritance much faster and less painful. It also helps to pay any of your still existing debts, as someone will have an access to your account for such purposes. However, the POD signature on your account while the person is still alive doesnt give the beneficiary the right to use it. An option of adding multiple recipients is also present.
How many digits are in a bank account number?
Any bank account has two very important numbers routing and account ones. The former one would also be the first nine-digit number written on your checks. It tells about the state in which the account was open and is used when making online or phone purchases. The latter number is 10 to 12 digits. This one is your personal and unique account number, which can be found next to your routing one. The account number is also written on your monthly statements.
How to transfer money from a credit card to bank account?
If you want to transfer money from a credit card to a bank account, think about it several times. Unfortunately, these cards are mainly intended for paying for various services. When transferring money from a credit card, the bank may charge interest, which will affect your financial situation. However, if you still decide to transfer payment, do the following. Download the online application, enter all data, and select the card for debiting funds. You need to specify the exact sum of the transfer and the recipient's account.
How to transfer money to another bank account?
To transfer money to another bank account within the same bank, use a mobile app, third-party mobile payment, bank, or wire transfer in person, and so on. You will only have to fill in the information about the recipient and the amount that you want to transfer. In this case, it is very easy and fast to transfer money, and you will not even have to pay any fees for it because this operation does not require external resources. If you want to transfer money to another bank, the process is very similar, but it has some nuances since external resources are involved. In addition, such a transfer requires additional security measures, which increases the transfer time, and it can take up to five days.
What is an escrow account in banking?
An escrow account is a comprehensive tool for those who own real property and who are constantly making payments on it. This is an easy means to manage insurance fees and estate taxes for your house. You do not have to save for them separately. The process is as follows: you carry the total set monthly fee, and part of it goes into your escrow account to pay homeowners insurance, taxes, and other expenses related to owning a house. Another part is going toward your title to pay your interest and principal. When the time comes, the bank will use the money to pay your bills. The main advantage of this method is the regularly saving of money. That is, you do not require to try to find the entire amount at a time, but there is time to prepare for payments.
What do i do if my bank account is negative?
I believe that most people have experienced this problem when you forget the balance of your bank account, buy something and suddenly find yourself with a negative account. So what to do in this situation? Firstly you have to stop using your account because otherwise, bank fees will only grow. The second step is to transfer money to the account to make it positive. Here you can use your savings account or bring cash to the bank. Also, it is worth talking to a bank manager because some banks wave fees for the first overdraft.
What is a beneficiary on a bank account?
The beneficiary is the person on Payable on a Death or POD bank account. This means that when the owner passes away, his/her heir has a right to use his assets, but only after that. The recipients right become as if s/he is an owner, which means that all the transactions, such as deposits, withdrawals, and so on, are now available to him/her. It can also be very convenient if the person that died had any unpaid debts. In such cases, the beneficiary can pay them off with the bank account of the passed away one.
What happens when you close a bank account?
When a client closes its bank account, the bank itself would want to see a zero balance on it in order to escape any unnecessary complaints from the side of its customers. However, if you decide to close it before withdrawing all the money, then you can later take it back or transfer them. But in this case, the bank might subtract a certain amount of money from it for the continuing storage of your assets. Before closing your account, also check the conditions under which the bank will allow you to do it.
What happens if someone has your bank account number?
Just having your bank account number doesnt give a person any rights on it. But in combination with your routing and drivers license numbers, address, and other information, the person can pretty much do everything as you can. Make sure not to give this information out to those who are not trustworthy enough, and be cautious about frauds that can call you and start asking for personal data. Save your banks number on your phone so that you will not confuse it with others.
How to close a bank account?
You can do it even without leaving your house. Often this can be done online or by calling the bank; only in some cases, your personal presence at the branch is required. Nevertheless, be sure to prepare your account for closure. Create a new one and connect all automatic payments to it. Move the remaining funds to a new account or take cash. It is also worth remembering that the bank will not close an account that has even the slightest debt.
What is an offshore bank account?
Most people associate offshore with the mafia and something illegal. In fact, there is nothing illegal here. They are simply accounts set up with banks in another country. And everything is legal as long as the owner of the accounts pays taxes on them. Many create such accounts because they often have to send money abroad or because they own real estate or other property in that country. In this case, the presence of such an account greatly facilitates the processes and reduces the time of operations. Illegal offshore companies are only if they are created to reduce taxes. Remember, you still have to pay taxes on time.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Banking services are provided by Mbanq banking partners, Members FDIC. To report a complaint relating to banking services, email compliance@mbanq.com
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Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.

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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.

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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly.

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No overdraft fees, no minimum balance required. Get your B9 debit card now.