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Everyday banking with B9 Mobile App
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Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
B9 Advance
Get your paycheck up to 15 days early
Fee Free bank transfers
ACH and internal transfers fee fee for B9 Members
B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
Instant
cash
Instant transfers between B9 members.
B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
Kevin Jackson
B9 is a great banking app. They give you early access To your direct deposits and they have pretty quick customer support. I have used them for a couple months and will continue to do so.
Cindy Junes
B9 is on point. I wish I would be able to set up my direct deposit automatically but my company is not listed. I set up my direct deposit manually and got paid right on time. Also love that my arch transfer only take 1 business day
Charles Mcclenan
The joy I never knew until now. I was skeptical at first but it wasn't a scam. I was able to get a part of my check the first time and it had me questioning the app. But after my second deposit I was able to get my whole check and I never looked back. Never felt financially secure before this app knowing that am covered for emergency by my own money best feeling in the world. Thank you guys for giving me and my family joy unknown
Taylor Hillhouse
B9 from the jump!!!! B9 seriously saved my behind off the jump! I was so thankful to have stumbled upon B9 and even more thankful when they advanced me $100 instantly! I was on the app maybe 5 minutes total & had $100 advanced to me!! Thank you so much B9!! You're a life saver for sure!!!!!! -forever greatful.
Antonio Sherrell
Best Bank Advancement Incentive. I was browsing through the app and came across B9 and decided to give it a try. So after downloading it and seeing i can set up direct deposit via my employer. The best thing is you can get an advance up to your full paycheck.
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Author
I was in a stressful spot when b9 helped.me with the money I had to come up with to keep my power on I have recommended b9 to multiple of my friends thank you b9
Kyesha Boyd
This service is been great I enjoyed it and this payment this year for my paydays I have enjoyed being with responses I get back from the customer service department
Ross Rudd
AMAZING I've never had no problems. Amazing acct for gig workers just like me. It's nice to access your check right away instead of waiting to payday.
T-Two
Your best friend in a pinch I really enjoyed the app and I really appreciate the loan out of nowhere when I really needed it although it could be a little more user-friendly and possibly have some alternative options for like adding more than one Bank account
Elyanna Alvarez
I love b9 my direct deposit comes in earlier than my normal bank! I also love the cash advance option as I sometimes need my paycheck asap. Awesomeness
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
What happens when a bank closes your account?
When closing a client’s account, the bank must return all the money from it to the owner. There are no existing reasons that can allow the bank to hold on to your money. They can only subtract the sum of your debts if these are present. You can also reopen your account after some time of inactivity on it or by paying your debts. If they noticed some unusual activity, which you are sure didn’t take place, ask them to reopen it again. The only time when you cannot reopen your account is when the bank is closing itself.
How to transfer money from a credit card to bank account?
If you want to transfer money from a credit card to a bank account, think about it several times. Unfortunately, these cards are mainly intended for paying for various services. When transferring money from a credit card, the bank may charge interest, which will affect your financial situation. However, if you still decide to transfer payment, do the following. Download the online application, enter all data, and select the card for debiting funds. You need to specify the exact sum of the transfer and the recipient's account.
How to get money from a closed bank account?
Typically, when closing your account, a bank expects to see no funds available for withdrawing. However, there are several scenarios in which you might need to get your money back from a closed account. One of the possible scenarios occurs when you have failed or forgotten to inform your friends, family members, or employers about the closure. One of the uninformed individuals transfers a huge sum of money to your account. Don’t worry the funds don’t disappear. They just bounce back to the account from which they have been sent. If it is the bank that decides to block your account (for suspicious activity or unpaid fees), the money left in the account will be returned to you. Usually, you are delivered a check for the remaining balance. As a rule, it takes 7-10 days for the funds to be returned. If the money’s arrival is delayed, call the bank ASAP. You need to be persistent and cooperative.
How to remove a hold on a bank account?
Holds on bank accounts appear for different reasons, and that is why you have to figure out the reason before taking some actions for their removal. For instance, the bank sometimes freezes your money to check the reliability of transactions and safety of your funds, and if it happens on weekdays, you will not be able to make this process faster. Another reason for holding your money is depositing it to car rentals or hotels. In this case, you should contact the company you deposited money to and ask them to remove the hold as soon as possible. If you are not sure about the reason for the hold, contact your bank manager and ask if it is possible to make money available to use faster.
What is an escrow account in banking?
An escrow account is a comprehensive tool for those who own real property and who are constantly making payments on it. This is an easy means to manage insurance fees and estate taxes for your house. You do not have to save for them separately. The process is as follows: you carry the total set monthly fee, and part of it goes into your escrow account to pay homeowners insurance, taxes, and other expenses related to owning a house. Another part is going toward your title to pay your interest and principal. When the time comes, the bank will use the money to pay your bills. The main advantage of this method is the regularly saving of money. That is, you do not require to try to find the entire amount at a time, but there is time to prepare for payments.
How to find a bank by account number?
If you are trying to answer the question of how you can find the bank using your account number, the answer might not satisfy you. Unfortunately, an account number is hardly useful when it comes to identifying the bank where it was opened. To find out to which bank a certain bank account belongs, you should rather use a routing number. A routing number is the raw of digits, usually placed right before the account number. It helps to find out where the bank is located and to which financial institution the account belongs. Not to confuse these two types of numbers, you can use the following hint: check which number is a couple of digits longer. The shorter one is the one you are interested in.
How to unfreeze a bank account?
Your first step is to find out why the bank froze your account and what is your following plan of action. If you have an unpaid debt, the credit company can withdraw the money from your account or take the remaining funds. If you are in such a situation, file for bankruptcy as soon as possible. However, if you can pay this debt, it is better to pay the required amount to handle the problem. In both cases, your bank account will be unfrozen again after you pay all the money you owe. If suspicious frauds are committed using your card, and the bank has decided to freeze it, you should contact find out what the problem is. Most often, it is enough just to confirm your card is safe.
How many bank accounts should i have?
It always depends on your goals and preferences, but four would be enough for an average person. The first one would be for paying taxes and other bills, the second - for your usual spendings of money, the last two are for saving up the money. One for "black" days or emergencies, and another for any other reason. This could be your kids’ education or buying a new house. You never know what would happen tomorrow, and some basic savings together with good financial literacy can rescue you from an unpredictable situation.
What is a bank account statement?
A bank statement is the list of all the transactions that the owner did for the previous month. It includes all operations made and also your balance at the beginning of the month and at its end. You can access your statement online on the website of your bank. Log in, find the page with electronic statements, choose the period and look at it on any of your devices, or download it as a PDF file.
How to open a student bank account?
Opening a student bank account is not a complicated task. It requires just a few documents. Here’s what you need: any form of photo ID (either a passport or a driver’s license), any proof of address (bring your last utility bill or a monthly bank statement), a document proving that you are a student (any official correspondence from a particular university, student ID, etc.). Mind that most banks will ask you to submit original copies rather than photocopies. Visit a bank located near your house and ask the bank’s staff for assistance. Do not forget to give your new account details to your university.
How to transfer money to another bank account?
To transfer money to another bank account within the same bank, use a mobile app, third-party mobile payment, bank, or wire transfer in person, and so on. You will only have to fill in the information about the recipient and the amount that you want to transfer. In this case, it is very easy and fast to transfer money, and you will not even have to pay any fees for it because this operation does not require external resources. If you want to transfer money to another bank, the process is very similar, but it has some nuances since external resources are involved. In addition, such a transfer requires additional security measures, which increases the transfer time, and it can take up to five days.
How do i add someone to my bank account?
This additional person is called a "secondary signer." Unlike with the joint accounts, this type of deal is not equitable. In the first case, there are two owners of a card, and they are both responsible for it. In the second case, an added person can do everything as the owner, but he’s not legally accountable. If the cardholder wants to withdraw the second user from his card, he can do it without any permission or reason. In any way, there are situations when you might need a secondary signer. The best choice would be to add a relative, a spouse, or the closest friend. After choosing a person, you both would need to go to the bank and sign some forms. And, of course, your personal documents will be needed. Look for this information on the website of the bank or call them up.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Mbanq’s banking partner, Evolve Bank and Trust, Member FDIC. To report a complaint relating to banking services, email compliance@mbanq.com

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How to check account balance in iob

The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

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Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

Iob check balance number

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.