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Everyday banking with B9 Mobile App
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Get your paycheck up to 15 days early
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Easy to apply,
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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
NO overdraft fees.
Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
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B9 Visa®
Card
Pay everywhere with your B9 Visa® Card or withdraw cash from ATM.
REVIEWS
Matt Dominguez
B9 has been a great service, they have really came in clutch when I've needed funds asap! I tell all my friends and family about the service, and how they have to get enrolled to see for themselves. Thank you B9!!!!
shay
I love this company gave me a loan after my first deposit they did a awesome job when i lost my card as well will be banking with them for a long time
Bean
Also I'm going to everything that I need to do is keep one of the notifications of the V9 and abilities of the expectations of the remarkable institutions
Dom Delacruz
A Banking app you can trust! This online banking app is one of the best I have used so far. They are new and upcoming but yet they are built and based around the customer. Which is hard to come by now a days. There customer service is amazing and there additional features really help out. Especially during this hard times. (COVID)
Andria Dixon
At first i was a little confused but after my first deposit i was able to advance an amount. Definitely happy and reccomend expecially during those pay gaps.
Komron Music
B9 is a wonderful service! I would highly recommend them to anyone else who uses Uber or Lyft. They have cash advances for Uber drivers as well... amazing.
Brittnay Setting
B9 has been so helpful in the past recent weeks! Our family came into some rough patches and this app was the perfect way of advancing my own hard earned money and not charging me an arm and a leg to receive it sooner! I am so happy I signed up and will continue using it! the creator is the real GOAT!
Dino Nunes
This is a fantastic card and they advance on your pay and every time you pay it back it goes up a little bit higher for the old grants even more money it's a great great service very happy I won't go anywhere else
Teresa Urbano
This is app is great for an advance I was able to get a cash advance by my 2nd direct deposit. I would definitely recommend this app never really had issues with it like other payroll advance app. And it also lets you repay them anytime it's GREAT!!!!
Cindy Junes
B9 is on point. I wish I would be able to set up my direct deposit automatically but my company is not listed. I set up my direct deposit manually and got paid right on time. Also love that my arch transfer only take 1 business day
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
jose huitron
Your app was a life saver. I needed money for gas and payday was still days away. I downloaded it, linked my direct deposit and within no time I was able to borrow $100.. thank you so so much. I highly recommend this app.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How old do you have to be to open a bank account?
You can have your own bank account from the age of 18. After coming of age, the person can submit documents and open their own account. But more and more people now believe that younger children should be taught how to handle money. Therefore, before the age of 18, a parent or guardian can open a joint account for a kid. The account will be the property of the child, but the management will be with the responsible adult. In this case, the child can independently use this account, and the parent can set limits or other conditions of their choice. This is a good way to teach your child the right use of money, which will be good for their future.
What is a bank account statement?
A bank statement is the list of all the transactions that the owner did for the previous month. It includes all operations made and also your balance at the beginning of the month and at its end. You can access your statement online on the website of your bank. Log in, find the page with electronic statements, choose the period and look at it on any of your devices, or download it as a PDF file.
What can someone do with your bank account number and routing number?
In the era when almost everyone has a bank account, a lot of purchases and other financial operations involve a bank account number and routing number. Many people hesitate to give up this information because they are afraid that they can become victims of fraudsters. But the question is, what, in fact, can be done to you if someone gets access to this data? We can start with the good news, and it is almost impossible to hack your online banking service using this information. However, you can still lose money through unauthorized transfer or become a victim of ACH fraud because these operations could be easily done with your bank account number and routing number.
How to put cash into your bank account?
The most commonly used way of putting money into a bank account is the usage of ATMs. This method is preferable because there are several ATMs in every city where you can deposit money to the bank account, Western Union, PayPal , and other financial platforms. If you want to put cash on your account personally, you should visit the closest office of your bank and bring a deposit slip. It is a special form that allows workers of the bank to know some details about your account and the sum you want to transfer. Write this data on the deposit slip correctly because otherwise, your cash will be deposited to the bank account of another person.
What happens when a bank closes your account?
When closing a client’s account, the bank must return all the money from it to the owner. There are no existing reasons that can allow the bank to hold on to your money. They can only subtract the sum of your debts if these are present. You can also reopen your account after some time of inactivity on it or by paying your debts. If they noticed some unusual activity, which you are sure didn’t take place, ask them to reopen it again. The only time when you cannot reopen your account is when the bank is closing itself.
How to calculate bank interest on a savings account?
There are plenty of calculators of interest on saving bank accounts on the Internet that can help you to avoid complicated computations. By the way, visit the website of your bank because often they offer clients to calculate interests on their pages. The main principle of calculation is that your first deposit will grow at a certain speed, depending on the rate of interest. It means that you should multiply your deposit by the interest rate and period you are interested in. In the case of compound saving accounts, you should take into consideration the fact that an amount on the account will grow, and the profit will increase every day.
What do you need to open a bank account?
The first condition is that of age. Only those who reached 18 years old can open a bank account. Other necessities are just about your personal data, such as no less than two types of IDs, your passport, and the driver’s license will be enough. The next important document is the social security number. And of course, your name, current living address, and phone number are also necessary. Some banks might also require you to bring in an initial deposit, the minimum of which is specific for every bank. When opening a student checking account, proof of your educational status might also be asked of you.
How do i stop automatic payments from my bank account?
The easiest way would be to go to the website of a company and cancel any further payments in your personal account, or call them and tell them the same thing. But there’s also a bit trickier way, which is to call your bank and ask them to stop automatic payments to a certain company. In this case, for some banks, oral notification is enough, but others would also ask to fill in the form. If they do, make sure to send a copy to the company on which you are canceling. In some cases, calling up your bank maybe not be enough.
What happens if someone has your bank account number?
Just having your bank account number doesn’t give a person any rights on it. But in combination with your routing and driver’s license numbers, address, and other information, the person can pretty much do everything as you can. Make sure not to give this information out to those who are not trustworthy enough, and be cautious about frauds that can call you and start asking for personal data. Save your bank’s number on your phone so that you will not confuse it with others.
How to transfer money from an unemployment card to a bank account?
An employment card works the same way as any other debit card. The only difference is that it is provided by the state Unemployment Office, which sends you payments if you don't have a job every month to support you. As with any other debit card, you can transfer these payments to your bank account using a direct deposit transfer to make the management of this money more convenient. This is an indispensable option, especially if you need to pay bills and other debts. For receiving such a card, you need to make sure that you fit the category of people who can get it, then claim for it and wait for a couple of weeks until you can receive it.
What can someone do with your bank account number?
Nowadays, most people are giving their bank account numbers in many instances, and many of them are afraid of the possibility of misusing this information with malicious intent. However, in fact, there is almost nothing to be afraid of because even the most experienced fraud can do nothing to your money, having only your bank account number. Nevertheless, you have to be prudent anyway because if someone gets your bank account number alongside other personal information, the possibility of becoming a victim of fraud will increase.
How to get money from a closed bank account?
Typically, when closing your account, a bank expects to see no funds available for withdrawing. However, there are several scenarios in which you might need to get your money back from a closed account. One of the possible scenarios occurs when you have failed or forgotten to inform your friends, family members, or employers about the closure. One of the uninformed individuals transfers a huge sum of money to your account. Don’t worry the funds don’t disappear. They just bounce back to the account from which they have been sent. If it is the bank that decides to block your account (for suspicious activity or unpaid fees), the money left in the account will be returned to you. Usually, you are delivered a check for the remaining balance. As a rule, it takes 7-10 days for the funds to be returned. If the money’s arrival is delayed, call the bank ASAP. You need to be persistent and cooperative.
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For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

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Our Agents are available for B9 members via in-app support tab:

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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.