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Everyday banking with B9 Mobile App
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Pay everywhere with B9 Visa® Card or withdrawn cash from ATM
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Get your paycheck up to 15 days early
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B9 App
Easy to apply,
Easy to use
Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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Everyday banking with
NO credit checks,
NO minimum balance,
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Only need
SSN or ITIN!
SSN & ITIN are accepted to open B9 Account.
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REVIEWS
Author
It's a good app only thing is they charge you atm fees I used AllPoint Atm thinking it would of been free but Nope still got charged
kurbside
B9 is grrrrreat i really like this service and thanks B9 your the coolest awsomest app ever thanks so much be safe guys and god bless america give B9 a try seriously its grrrrrrrrrrrrreat
Carmen Jenkins
B9's tools are some of the best in the business. The bank also offers a full-service online experience and a great mobile app. They also have excellent checking and savings accounts, with no monthly fees, and a large ATM network.
Joe Hansbrough
Very easy to use customer service was really quick to fix the problem that I had will definitely be recommending this to my family and friends
HUGO RAMOS
It is been a pleasure to apply and get this account I have no problems at all and I already set up direct deposit everything good 100% recommended
Komron Music
B9 is a wonderful service! I would highly recommend them to anyone else who uses Uber or Lyft. They have cash advances for Uber drivers as well... amazing.
Rowena Abieras
At first I didn't think the app was legit but it is. I'm happy that there's an app that does advances for those who are self employed (gig worker). Thank you B9!
Marcellus Fails
This application is great! I had a problem and they was quick to fix it and emailed me back everytime I emailed them!!!!
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Koroush
New age of banking is here ! Being able to withdraw cash two weeks prior to payday is a life saver for people like myself who live paycheck to paycheck . getting paid two days early is also a life saver , fast and swift mailing of the debit card was also a breath a fresh air compared to other banks that take much longer to send a card that can be given much swifter.
Hayden Phillips
B9 is amazing, it has everything I need to do banking, and it even offers a cash advance which is really useful when unexpected expenses come up. I would highly recommend this and give it a five star rating!
Kayla Krauter
Amazing app, it's so easy to use! Customer service is always super quick to respond and resolve whatever needs their attention. I always know my money's safe when I bank with B9!
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
What does pod mean on a bank account?
POD means Payable on a Death bank account. POD function on an account is to make sure that you have a certain recipient who will get the money after your death. It is a quite useful tool in our modern lives since it makes the process of dividing the inheritance much faster and less painful. It also helps to pay any of your still existing debts, as someone will have an access to your account for such purposes. However, the POD signature on your account while the person is still alive doesn’t give the beneficiary the right to use it. An option of adding multiple recipients is also present.
How to get old bank statements from a closed account?
If you have to refer to the list of transactions from your closed bank account for any reason, you may rest assured that it is possible even after a significant amount of time has passed. However, keep in mind that most banks keep your statements for five years and are not required to hold on to them for a longer period of time. We recommend requesting statements from an account closed within the last five years. Otherwise, you may face a more time-consuming procedure and exorbitant fees. The most convenient way to receive your statements is to access them online. You can view and print them right away without being charged a fee. If your closed account is too old to access it via the app or the website, you can contact your bank over the phone or visit the office in person. The bank staff may ask you to prove your identity and provide the required information about your bank account.
How to add a beneficiary to a bank account?
You can add a beneficiary to your account. This can be useful in many situations, such as simplifying and speeding up the probate process. To do this, you require to visit your bank branch and provide them with the necessary documents and an application. The most reliable option would be to clarify the list of documents in the support service. Usually, the package of documents involves your ID, information about the beneficiary, or their document. And of course, you must know your account details. The process itself is pretty fast. You can check with your bank, and perhaps they also allow you to do this through the application. In this case, the process will be even easier and faster.
How to check a bank account number?
You can contact your bank and, having provided documents confirming your identity, ask them for the data you are interested in. What to do if you need the data urgently or if you don't want to go anywhere or can't. You can practice a much simpler and faster way and check everything in the online banking or bank's app. To do this, start the app and go to your account. Then open the extended details of your account. All the key info is lying there.
How to transfer money from an unemployment card to a bank account?
An employment card works the same way as any other debit card. The only difference is that it is provided by the state Unemployment Office, which sends you payments if you don't have a job every month to support you. As with any other debit card, you can transfer these payments to your bank account using a direct deposit transfer to make the management of this money more convenient. This is an indispensable option, especially if you need to pay bills and other debts. For receiving such a card, you need to make sure that you fit the category of people who can get it, then claim for it and wait for a couple of weeks until you can receive it.
How much are bank accounts insured for?
Usually, the insurance is paid to the clients of the bank when it is getting closed or can no longer provide previous services to its depositors. The standard insurance of a bank account is 250 thousand dollars. There are different categories of bank accounts for which the insurance amount may change. 250.000 is only the starting price of the coverage. In joint accounts, for example, the cost of the insurance is 250 thousand dollars for each of the owners.
How to close us bank account?
To close a US bank account can seem to be a difficult task. However, if you do everything right, it would not be daunting at all. First of all, you need to open a new account in another bank and transfer your finances and automatic payments to a new account. Afterward, close your old account. It is simple, just call the bank or go to a local branch. The whole procedure should not take more than 30 minutes. Some banks even allow closing an account online. When you finished, it is necessary to ask written statement from the bank that confirms that your account is closed.
How to get money from a closed bank account?
Typically, when closing your account, a bank expects to see no funds available for withdrawing. However, there are several scenarios in which you might need to get your money back from a closed account. One of the possible scenarios occurs when you have failed or forgotten to inform your friends, family members, or employers about the closure. One of the uninformed individuals transfers a huge sum of money to your account. Don’t worry the funds don’t disappear. They just bounce back to the account from which they have been sent. If it is the bank that decides to block your account (for suspicious activity or unpaid fees), the money left in the account will be returned to you. Usually, you are delivered a check for the remaining balance. As a rule, it takes 7-10 days for the funds to be returned. If the money’s arrival is delayed, call the bank ASAP. You need to be persistent and cooperative.
What is an offshore bank account?
Most people associate offshore with the mafia and something illegal. In fact, there is nothing illegal here. They are simply accounts set up with banks in another country. And everything is legal as long as the owner of the accounts pays taxes on them. Many create such accounts because they often have to send money abroad or because they own real estate or other property in that country. In this case, the presence of such an account greatly facilitates the processes and reduces the time of operations. Illegal offshore companies are only if they are created to reduce taxes. Remember, you still have to pay taxes on time.
How to know a bank account number online?
Visiting a banking application or a website is the quickest and most convenient way to get your bank account number. You might not always have a welcome letter or a checkbook with you, but there is at least one thing that is easily accessible your mobile phone. This method allows you to find the account number on the go. Sign in or log into the app or the site, find the page where basic details about your account are written, view the bank account number. If you have failed to find it, contact the support team or ask a virtual assistant for help.
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options.
How do i add someone to my bank account?
This additional person is called a "secondary signer." Unlike with the joint accounts, this type of deal is not equitable. In the first case, there are two owners of a card, and they are both responsible for it. In the second case, an added person can do everything as the owner, but he’s not legally accountable. If the cardholder wants to withdraw the second user from his card, he can do it without any permission or reason. In any way, there are situations when you might need a secondary signer. The best choice would be to add a relative, a spouse, or the closest friend. After choosing a person, you both would need to go to the bank and sign some forms. And, of course, your personal documents will be needed. Look for this information on the website of the bank or call them up.
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Contacting B9 Customer Support

B9’s Customer Success Team is here to help you when you need us!

For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

In-App Support

Our Agents are available for B9 members via in-app support tab:

Mon-Fri: 5 AM to 9 PM Pacific Standard Time (8 AM to 12 AM Eastern Standard Time)

Sat-Sun: 6 AM to 6 PM Pacific Standard Time (9 AM to 9 PM Eastern Standard Time)

Email Us You may email us at support@bnine.com, one of our friendly Customer Success Team members will answer in 24-48 hours.

For additional support you may phone us by clicking on the FAQ for our hours of availability.

Complaints
Mbanq’s banking partner, Evolve Bank and Trust, Member FDIC. To report a complaint relating to banking services, email compliance@mbanq.com

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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

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Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

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The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

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The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

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Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.