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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
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There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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REVIEWS
Jabria
Choose B9. B9 has given me the flexibility to do more. With the services they offer on their platform, I am confident within myself and my finances. Thank you B9.
Antonio Sherrell
Best Bank Advancement Incentive. I was browsing through the app and came across B9 and decided to give it a try. So after downloading it and seeing i can set up direct deposit via my employer. The best thing is you can get an advance up to your full paycheck.
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
Aerie Morgan
B9 has helped me through my financial struggles now for the last three weeks. They make it easy to get a loan till payday and easy to pay back the loan on payday.
Michael
This great I got my pay check on time and I got to borrow money to pay off my bills. Still waiting on my card but I was still able to use without it,thank you so much
ziplo loveee
I love b9 they're amazing my money came quick and they gave me and advance and gave me a fair time to pay it I'm in love and I highly recommend
Brittnay Setting
B9 has been so helpful in the past recent weeks! Our family came into some rough patches and this app was the perfect way of advancing my own hard earned money and not charging me an arm and a leg to receive it sooner! I am so happy I signed up and will continue using it! the creator is the real GOAT!
Komron Music
B9 is a wonderful service! I would highly recommend them to anyone else who uses Uber or Lyft. They have cash advances for Uber drivers as well... amazing.
Armando
You guys help a lot of people out with your advance only thing I would do if I be were you guys is maybe advance a lil bit more money for the bigger families out there.
Miishacamille
Sign up was easy. Got an advance the same night. The only problem I had was using the money right away. I had trouble activating the virtual card. Other than that does what they claim to do.
John Hardy Sr
Great Experience and will continue to Use!!!! Everything is real and legit. Deposit are on time which usually is two days early and the advances really does help in a time of need. THANKS B9!!!
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
What is a routing number in a bank account?
This is a nine-digit code that is used to identify a bank in the United States of America. It is needed to complete a transaction between banks. If you need to find out your bank number, you can look at your personal check. Most often, it is located in the lower-left corner. You can also find out this information by contacting the bank via the hotline or using the website. Do not forget to check the entered data several times before making a transaction. If you make a mistake in this number, then the money may simply not find the required bank, and the operation will be rejected.
What is an escrow account in banking?
An escrow account is a comprehensive tool for those who own real property and who are constantly making payments on it. This is an easy means to manage insurance fees and estate taxes for your house. You do not have to save for them separately. The process is as follows: you carry the total set monthly fee, and part of it goes into your escrow account to pay homeowners insurance, taxes, and other expenses related to owning a house. Another part is going toward your title to pay your interest and principal. When the time comes, the bank will use the money to pay your bills. The main advantage of this method is the regularly saving of money. That is, you do not require to try to find the entire amount at a time, but there is time to prepare for payments.
How old do you have to be to open a bank account?
You can have your own bank account from the age of 18. After coming of age, the person can submit documents and open their own account. But more and more people now believe that younger children should be taught how to handle money. Therefore, before the age of 18, a parent or guardian can open a joint account for a kid. The account will be the property of the child, but the management will be with the responsible adult. In this case, the child can independently use this account, and the parent can set limits or other conditions of their choice. This is a good way to teach your child the right use of money, which will be good for their future.
What is an offshore bank account?
Most people associate offshore with the mafia and something illegal. In fact, there is nothing illegal here. They are simply accounts set up with banks in another country. And everything is legal as long as the owner of the accounts pays taxes on them. Many create such accounts because they often have to send money abroad or because they own real estate or other property in that country. In this case, the presence of such an account greatly facilitates the processes and reduces the time of operations. Illegal offshore companies are only if they are created to reduce taxes. Remember, you still have to pay taxes on time.
What documentation do i need to open a bank account?
Before going into these details, you need to remember that only those 18 years old can create a bank account for themselves. Otherwise, a joint account with your parents is the way to go. In any case, name, current address, and phone number are the first things to be required. Then, two identification documents will be asked of you, as well as the social security number. If opening a student checking account, validation of your affiliation with a certain university will be needed. An additional criterion for some banks is a minimum initial deposit.
How many digits are in a bank account number?
Any bank account has two very important numbers - routing and account ones. The former one would also be the first nine-digit number written on your checks. It tells about the state in which the account was open and is used when making online or phone purchases. The latter number is 10 to 12 digits. This one is your personal and unique account number, which can be found next to your routing one. The account number is also written on your monthly statements.
How to find a bank by account number?
If you are trying to answer the question of how you can find the bank using your account number, the answer might not satisfy you. Unfortunately, an account number is hardly useful when it comes to identifying the bank where it was opened. To find out to which bank a certain bank account belongs, you should rather use a routing number. A routing number is the raw of digits, usually placed right before the account number. It helps to find out where the bank is located and to which financial institution the account belongs. Not to confuse these two types of numbers, you can use the following hint: check which number is a couple of digits longer. The shorter one is the one you are interested in.
What is a beneficiary on a bank account?
The beneficiary is the person on Payable on a Death or POD bank account. This means that when the owner passes away, his/her heir has a right to use his assets, but only after that. The recipient’s right become as if s/he is an owner, which means that all the transactions, such as deposits, withdrawals, and so on, are now available to him/her. It can also be very convenient if the person that died had any unpaid debts. In such cases, the beneficiary can pay them off with the bank account of the passed away one.
How to create a bank account online?
In the era of digital technologies and high-level competition on the financial market creation of a bank account online is one of the easiest tasks. To accomplish this task, you will definitely need your documents, namely identification number, ID card, or driver's license, and in case if the bank requires first deposit information about your other credit card. So, just fill in this information alongside your personal data, and you have opened a bank account online.
How to send money to someone without a bank account?
Transferring money is possible nowadays even without bank accounts because there is still a massive group of people who do not have them. You can choose traditional ways of sending money through the post office using money orders. The fee for such transfers is smaller than 2$, and this way is much safer than sending cash. Also, several online platforms allow you to transfer money. However, you need to have a debit or credit card for some of them.
How to transfer money to another bank account?
To transfer money to another bank account within the same bank, use a mobile app, third-party mobile payment, bank, or wire transfer in person, and so on. You will only have to fill in the information about the recipient and the amount that you want to transfer. In this case, it is very easy and fast to transfer money, and you will not even have to pay any fees for it because this operation does not require external resources. If you want to transfer money to another bank, the process is very similar, but it has some nuances since external resources are involved. In addition, such a transfer requires additional security measures, which increases the transfer time, and it can take up to five days.
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options.
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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.