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Get your paycheck up to 15 days early
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Both SSN or ITIN are accepted in order to open your B9 account. You can easily connect B9 to any payroll platform to set up your direct deposit with B9.
Fair price
There is a small $9.99 a month subscription fee for a B9 account which includes a B9 Visa debit card. Open your online bank account in 5 minutes with no minimum balance required, Start making purchases online with your B9 virtual card which is assigned instantly. No overdraft fees, no minimum balance required. Get your B9 debit card now.
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REVIEWS
Elyanna Alvarez
I love b9 my direct deposit comes in earlier than my normal bank! I also love the cash advance option as I sometimes need my paycheck asap. Awesomeness
Dom Delacruz
A Banking app you can trust! This online banking app is one of the best I have used so far. They are new and upcoming but yet they are built and based around the customer. Which is hard to come by now a days. There customer service is amazing and there additional features really help out. Especially during this hard times. (COVID)
Kevin Jackson
B9 is a great banking app. They give you early access To your direct deposits and they have pretty quick customer support. I have used them for a couple months and will continue to do so.
Andria Dixon
At first i was a little confused but after my first deposit i was able to advance an amount. Definitely happy and reccomend expecially during those pay gaps.
Elia Ortega
To be quite honest if it wasn't for this app I wouldn't be surviving as well as I have been these last couple of months. Being a single mom of two young kids working a part-time job and going to school quite difficult but with this app I was able to take myself a few times with the headaches of not being able to pull out any additional funds
Concrete_Soul Hardbody_Spirit
Greatest choice I have made in a while when it comes to banking.B9 comes through when you need them most.I received services immediately.
HUGO RAMOS
It is been a pleasure to apply and get this account I have no problems at all and I already set up direct deposit everything good 100% recommended
Patricia
Payday advance. I was in need of money before my payday. I didn't want to take out a personal or payday loan and pay high interest rates. With B9, I was able to receive an instant payday advance over a week before my actual payday. Sign up was simple and quick. B9 came through and saved me a lot of time, money worry and stress. The advance will be deducted from my payday direct deposit without the high interest rates attached!
Author
I was in a stressful spot when b9 helped.me with the money I had to come up with to keep my power on I have recommended b9 to multiple of my friends thank you b9
T-Two
Your best friend in a pinch I really enjoyed the app and I really appreciate the loan out of nowhere when I really needed it although it could be a little more user-friendly and possibly have some alternative options for like adding more than one Bank account
Ross Rudd
AMAZING I've never had no problems. Amazing acct for gig workers just like me. It's nice to access your check right away instead of waiting to payday.
Miishacamille
Sign up was easy. Got an advance the same night. The only problem I had was using the money right away. I had trouble activating the virtual card. Other than that does what they claim to do.
GENERAL FREQUENTLY ASKING QUESTIONS ABOUT BANKING AND ADVANCES
How to calculate bank interest on a savings account?
There are plenty of calculators of interest on saving bank accounts on the Internet that can help you to avoid complicated computations. By the way, visit the website of your bank because often they offer clients to calculate interests on their pages. The main principle of calculation is that your first deposit will grow at a certain speed, depending on the rate of interest. It means that you should multiply your deposit by the interest rate and period you are interested in. In the case of compound saving accounts, you should take into consideration the fact that an amount on the account will grow, and the profit will increase every day. Loans without banking account
What happens when a bank closes your account?
When closing a client’s account, the bank must return all the money from it to the owner. There are no existing reasons that can allow the bank to hold on to your money. They can only subtract the sum of your debts if these are present. You can also reopen your account after some time of inactivity on it or by paying your debts. If they noticed some unusual activity, which you are sure didn’t take place, ask them to reopen it again. The only time when you cannot reopen your account is when the bank is closing itself. Loan with no bank account
How many digits are in a bank account number?
Any bank account has two very important numbers — routing and account ones. The former one would also be the first nine-digit number written on your checks. It tells about the state in which the account was open and is used when making online or phone purchases. The latter number is 10 to 12 digits. This one is your personal and unique account number, which can be found next to your routing one. The account number is also written on your monthly statements. Loan no bank account
How to find a bank by account number?
If you are trying to answer the question of how you can find the bank using your account number, the answer might not satisfy you. Unfortunately, an account number is hardly useful when it comes to identifying the bank where it was opened. To find out to which bank a certain bank account belongs, you should rather use a routing number. A routing number is the raw of digits, usually placed right before the account number. It helps to find out where the bank is located and to which financial institution the account belongs. Not to confuse these two types of numbers, you can use the following hint: check which number is a couple of digits longer. The shorter one is the one you are interested in. Quick cash loans without bank account near me
How do i stop automatic payments from my bank account?
The easiest way would be to go to the website of a company and cancel any further payments in your personal account, or call them and tell them the same thing. But there’s also a bit trickier way, which is to call your bank and ask them to stop automatic payments to a certain company. In this case, for some banks, oral notification is enough, but others would also ask to fill in the form. If they do, make sure to send a copy to the company on which you are canceling. In some cases, calling up your bank maybe not be enough. No bank account loans
How to find an old bank account?
This is an often case when people lose their bank accounts and forget about them. However, it does not necessarily mean these accounts are empty. If you think that you have a bank account with money, but you do not have any information about it, it is no longer a problem nowadays. Luckily, there are sites where you can search for lost bank accounts. They work based on the following principle: you go to the site, you enter every detail about yourself and your account to which you have access. Then, you wait. The search will be going in multiple banks through multiple requests, so be ready to wait sometime before you get the result. But, when eventually you realize that there is indeed a lost account with the saved money, you understand it was worth it. Quick cash loans without bank account
How to transfer a gift card balance to bank account?
Unfortunately, it is not possible to withdraw or cash out the gift card. The purpose of a gift card is to allow people to choose and buy products from the shop. Of course, there are ways to cash out gift cards; first of all, you can sell them, but you have to take a small discount on the price, not sell them at face value, to interest the buyer. Gift cards can also be exchanged. Let's say you were gifted a card to a cosmetics shop and you need a tracksuit. Now a lot of online sites where you can make a sale or exchange. So feel free to try different options. Instant payday loan no bank account
What is a beneficiary on a bank account?
The beneficiary is the person on Payable on a Death or POD bank account. This means that when the owner passes away, his/her heir has a right to use his assets, but only after that. The recipient’s right become as if s/he is an owner, which means that all the transactions, such as deposits, withdrawals, and so on, are now available to him/her. It can also be very convenient if the person that died had any unpaid debts. In such cases, the beneficiary can pay them off with the bank account of the passed away one. Loans no bank account needed
How to open a student bank account?
Opening a student bank account is not a complicated task. It requires just a few documents. Here’s what you need: any form of photo ID (either a passport or a driver’s license), any proof of address (bring your last utility bill or a monthly bank statement), a document proving that you are a student (any official correspondence from a particular university, student ID, etc.). Mind that most banks will ask you to submit original copies rather than photocopies. Visit a bank located near your house and ask the bank’s staff for assistance. Do not forget to give your new account details to your university. Online loan without a bank account
What does pod mean on a bank account?
POD means Payable on a Death bank account. POD function on an account is to make sure that you have a certain recipient who will get the money after your death. It is a quite useful tool in our modern lives since it makes the process of dividing the inheritance much faster and less painful. It also helps to pay any of your still existing debts, as someone will have an access to your account for such purposes. However, the POD signature on your account while the person is still alive doesn’t give the beneficiary the right to use it. An option of adding multiple recipients is also present. Quick cash loans without bank account online
What do i do if my bank account is negative?
I believe that most people have experienced this problem when you forget the balance of your bank account, buy something and suddenly find yourself with a negative account. So what to do in this situation? Firstly you have to stop using your account because otherwise, bank fees will only grow. The second step is to transfer money to the account to make it positive. Here you can use your savings account or bring cash to the bank. Also, it is worth talking to a bank manager because some banks wave fees for the first overdraft. Loans without banking account
How to find bank accounts in your name?
Nowadays, this is a frequent case when a person has several accounts ascribed to one name — different accounts might serve different purposes, and this is a smart and convenient solution. However, this situation might lead to the fraudsters trying to create accounts in your name or getting access to your already existing accounts. That is why it is useful to know how many and of which type you do have accounts in the banks. To find it out, you should pay attention to your credit report. A credit report is a sort of summary of the account-related information connected with a certain name. Thus, if you are interested in finding out which accounts are attached to your name, a credit report is the first thing you have to check. Loan with no bank account
What is a routing number in a bank account?
This is a nine-digit code that is used to identify a bank in the United States of America. It is needed to complete a transaction between banks. If you need to find out your bank number, you can look at your personal check. Most often, it is located in the lower-left corner. You can also find out this information by contacting the bank via the hotline or using the website. Do not forget to check the entered data several times before making a transaction. If you make a mistake in this number, then the money may simply not find the required bank, and the operation will be rejected. Loan no bank account
How old do you have to be to open a bank account?
You can have your own bank account from the age of 18. After coming of age, the person can submit documents and open their own account. But more and more people now believe that younger children should be taught how to handle money. Therefore, before the age of 18, a parent or guardian can open a joint account for a kid. The account will be the property of the child, but the management will be with the responsible adult. In this case, the child can independently use this account, and the parent can set limits or other conditions of their choice. This is a good way to teach your child the right use of money, which will be good for their future. Quick cash loans without bank account near me
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For faster assistance, our FAQ has answers for our most frequently asked questions and is available to you 24/7.

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Our Agents are available for B9 members via in-app support tab:

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The bank account is a financial service provided by almost every bank. It allows people to keep their funds in the bank and use them for different purposes. There are several types of bank accounts, and some of them are created for saving money while others are used as storage. In addition to bank accounts, people usually issue a debit or credit card to use the funds from the account any time they want.

In this article, we will discuss the types of bank accounts and how to get them in the US.

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Bank Accounts Types

You can discover the variety of bank accounts at your bank because the range of offered types depends on every financial institution.

However, in most cases, you can open the following types of bank accounts:

  • Checking accounts
  • Saving accounts
  • Certificate of deposit

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The most popular category is checking bank accounts because it is a convenient way to manage finances and control expenditures. It allows checking the account balance and expenses during the statement period and estimating the budget.

Furthermore, the banks have different offers for people of different ages and social groups. Thus, you can always find an offer of bank account creation with beneficial conditions for you.

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The creation of a bank account is not always a free service, and you have to pay your bank fees. It can be a service fee or monthly maintenance fee for the usage of an account and debit card connected to it. Account fees are low in most banks, but you have to pay other fees for some operations made with your account.

Firstly, online banking systems allow you to send money to other accounts, but the size of transaction fees depends on the bank and issuer of the second account. Secondly, you cannot only use your funds from the account but also borrow money from a bank if you have insufficient funds. For this service, the bank will charge overdraft fees from your account when you deposit cash to it. Thirdly, you may pay ATM fees if you use the machine of another bank for cash withdrawal.

You can always avoid fees if you know the terms of your bank account and the sizes of the extra charges and monthly maintenance fees.

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Online Checking Account

Nowadays the banks have a mobile application where you can use financial products and manage your checking account. With the mobile app, it is easy and fast to make wire transfers, apply for personal loans, pay bills, buy insurance products, and control credit balances. You can start using mobile banking after registration at the bank and ask the bank workers to connect your checking account to the online system.

Personal checking accounts, as well as savings accounts, help to arrange your funds and introduce everyday banking to your life. Furthermore, you can create a checking account online, pay a monthly service fee, and enjoy the remote control over your budget.